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Hugs* I can understand being sad. I am praying things ease up financially for you soon.
I'm sorry. I would be sad, too. Perhaps you can start putting a little bit more than usual in savings in hopes that it would help you be able to have a baby sooner? Even $5 more a week can give a little bit of a boost after a while. Hang in there!
I'm pretty good at saving, but could do better if I really tried. I just wish he could help! Oh well.
Since writing this post I've become more determined. I'm making my lunches and making coffee every morning, so i don't have to spend on those things. I've also committed to getting fit, so that I'm healthier for whenever I decide to have a baby.
Oh, and I'm going to make this house situation work! At least I hope so.
Loans he makes? What does that mean? Is he helping other people?
I know people feel the need and obligation to help family, but one's own future must come first. That measn saving enough for retirement first, then kids first. People do not have to own something before having kids, but they do need to be able to afford them.
And congrats on not buying coffee and lunch. I bet that will save you $200 a month! at least. Its amazing how they add up. It always amazed me when people did this. At the cheapest its
$2 coffee +$8 lunch * 5 days a week = $50 a week!!!!
@lefeymw:Sorry, I meant, the amount of loans he pays.
I know, one can save a lot by not buying lunch and coffee!
@beekiss:I can't relocate...we both work here. Leaving work would make this situation worse. Although, I would LOVE to move somewhere where the cost of living isn't so high.
Awwww well you seem very determined to make it work and thats the spirit!!! Its a good thing that your starting to make your coffees in the morning and lunches, it would save you money and Hey, keep reminding yourself why your doing in the first place, if you ever feel like your losing hope. Babies are wonderful!! but if buying a house is a better option for thhe time being so you both can have a more settled home enviroment for you and the baby, then go for that.
@al1988:I agree! It's hard to keep yourself in good spirits when things just suck...but I'm trying.
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We had been talking about TTC soon, and I was getting sooo excited! However, money is tight between us, always has, and will continue to be so for the forseeable future.
We talked in bed last night and it sounds like having a baby is not a good idea now. It sounds like buying a house is not a good idea now.
I'm so sad...I want to have a baby so bad. I know we can't have a baby and get a house all at once, so I would be ok with just a baby. But having a baby means I would have to stay home for a bit because I wouldn't be able to afford daycare while working, or at least it wouldn't be worth it. And with the money my husband makes, and the amount of loans he makes, he never has enough to save, let alone cover my half of rent and bills.
I have a little bit of savings, but I don't want to drain that money...I am saving all that money for us, for our future home whenever that may be. The onlly way this would work is if he could cover both of our expenses.
So sad. Sigh.