Post # 1
I’m horrible at business/finance/gov’t stuff, so I’m thinking it might be beneficial for us to take a financial class together. I want to learn about filing taxes together, home ownership, and all that good stuff. I just need more ideas on where to go. I’m planning on taking a personal finance class at my local junior college, but it’s always full 🙁
Have you and your SO taken a class together? Did you learn from it? Where did you take the class?
Post # 3
There was a talk on finances during our pre-marriage retreat weekend through church, but we found the speakers to be annoyingly condescending. More importantly, they didn’t provide any information that we didn’t already know from reading a few personal finance blogs or articles.
Taking a class sounds like a great idea! Right now all of our financial knowledge is sort of common sense / picked up in bits and pieces through tax forms and the Internet.
Post # 4
@Mrs.Oat: Yeah we’re on the same page. I know the basics, but I don’t know how marriage will effect our taxes. We’re in our early twenties, so we don’t have properties and investments. If I can’t find a class, we might just go talk to an accountant.
Post # 5
Yup, Fixed income economics, Corporate Finance, International Finance hehe. Just kidding. Well we did take those together in grad school, but not a “personal finances” class like you are talking about.
We are both knowledgeable though due to our education so there isnt really a need. And we agree on how we want to handle our finances and are comfortable with our lifestyle and savings and retirement plan so we are good to go!
I do think its a good idea. A good class will teach you more than “pay bills ontime”
but talk about when to get life insurance and why and what time
About the difference investment vehicles and when to use them and why (IE ROTH vs Traditional vs 401K) learn the difference between stocks, mutual funds, balancing a portfolio etc.
Post # 6
@lefeymw: Thanks! I have a BS in Psychology, so it didn’t really deal with business stuff lol. I will definitely keep that stuff in mind.
Post # 7
We go to a financial advisor.