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I wouldn't do it. The ring that my husband proposed with is special and I wouldn't want to trade it in for more flash. With this type of random income, your FI should be putting money aside in savings on good months to help him out on bad months instead of just blowing the money on fun stuff.
Personally, I think the extra money would be better put towards some type of savings or towards the wedding budget. I have a pretty small ring but I don't plan on trading it in because it is special to me - and an upgraded ring isn't the same as the ring he proposed with.
I say keep what you have! It already has sentimental value and you can always upgrade during anniversaries, but your ring is so new, I wouldn't mess with it, especially if you already LOVE it!
I'm very sentimental, so I asked my boyfriend to buy the best diamond he could get, that size didn't matter, as I would not be upgrading it. I got a gorgeous 1.1ct diamond, so I can't complain.
Do I look at bigger diamonds sometimes and wonder? Sure. But I like looking at my hand and remembering the moment he proposed, what I felt. If I ever switched it, the memory would still be there, sure, but it certainly wouldn't be triggered by my engagement ring anymore.
Maybe use the extra cash and get the wedding band of your dreams? Unfortunately mine costs $4,000, so I'll be settling for something a LOT cheaper, as FI was clear that he won't be spending almost half of what he paid for a ring on a band. I try to remind myself that the money would be best used for other things, and for our life together.
I plan on upgrading someday as the palce where we got mine offers a wonderful upgrade policy, but maybe not til our 10th anniversary. I say if it doesnt have much sentimental value to you, then go for it.
I wouldn't do it. One carat is classic. If you love your ring you should keep it and either put the money into savings or find something fun to do with it that the both of you will enjoy (romantic mini vacation?)
UPDATE: I told him this is my first diamond, and it's special to me. I'm open to an upgrade on a 10 year anniversary or something, but ONLY if I get to keep the diamond I already have. Maybe I'd set it in a necklace or a right-hand ring. If we are still doing well financially that far down the road, that would be the ideal thing to do.
Well, its up to you, I am in the same situation as you! My fiance as offered to upgrade my ring because when he purposed he just got a new job and started paying off school loans, and he told me that day that this ring is a temporary ring because he had hardly any money. I loved it and was happy, until other rude people made me feel insecure about it, but thanks to the bee I love my ring more than ever. Now that we have the extra money and they offered such a good deal if we want to upgrade we are thinking about it. The thing with us is, we are thinking going back to school, we are not gonna have kids any time soon, we are not gonna buy a house (because we are not sure if we are live here forever) and we are almost done paying off our school loans, but ultimately it is up to you, if he wants to upgrade your ring and you want to then go for it, but really think about it. I am sure you will love it, its like getting re-engaged again!! Cant wait to see pictures!!
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Okay, this is weird, I know. I JUST got engaged like 6 weeks ago. My fiancee works in finance and his income swings all over the place. He had a HORRIBLE month in February, and we had been looking at 1.5-2 carat rings in January, but that was no longer feasible in March when it was time to propose (I wanted a September wedding and didn't want to wait another year!!!) So he worked within his budget and got me a BEAUTIFUL 1 carat princess cut ring and I love it.
But this month, he's done ridiculously well in the stock market and last night at dinner he asked me if I wanted a bigger diamond. I thought he was kidding, but I think he was serious. I don't know what to say. The one I have is beautiful! But the ones we had been looking at in January we beautiful too! I guess I'd be happy no matter what.