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Health Care Bill Marriage penalty

posted 2 years ago in Newlyweds
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    1.
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    IA_Snowflake    August 29, 2009   Missouri Valley, IA

    Did anyone else see this article? http://articles.moneycentral.msn.com/Insurance/InsureYourHealth/health-bill-may-impose-marriage-penalty.aspx?GT1=33004

    Luckily I get really great insurance through work so we won't be affected, but what about those that have to buy their iwn insurance?

     
    2.
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    shannon1126    August 21, 2010   Washington, Wedding in Vegas

    Its great you have such great health care through work and are very fortunate for that. But I have been paying very close attention to this bill and I am not 100% sure but it is my understanding that, that really doesnt matter. You are almost forced into this healthcare because the public option is so demanding that most employers wont keep their current policies because of the fees and such. We are ALL effected by that bill.

     
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    Mrs. DG    July 18, 2009   Seattle/Tahoe

    Sadly for many, there may not even be a health care bill at this point.  The House won't pass the Senate version, and the Senate won't pass a re-worked House version.  With the addition of a 41st Republican and no possibility to overcome a filibuster, we're looking at long term delays to any changes in healthcare.

     
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    CorgiTales    February 1, 2011  

    Assuming this is the case, it doesn't really seem entirely unfair. This is only affecting people who get SUBSIDIZED rates. Which means that the rates are (or should be) based on how much people can afford. Deciding this on a case-by-case basis would be very burdensome, but looking at the population as a whole it makes sense that a married couple could afford a little more than if those two people were single because they share rent/mortgage. I would be shocked if a married couple isn't saving at least 1,000-2,000 per year by being married... so they SHOULD be able to afford more than if they were not married. 

     
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    shannon1126    August 21, 2010   Washington, Wedding in Vegas

    Corgi -  I agree with you on the savings part but it is even saying that people who are living together as a partnership arent being taxed to that extent but may be sharing expenses like a married couple would. 

     
    6.
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    CorgiTales    February 1, 2011  

    @shannon- it isn't perfect... but how would they really police that? I mean it'd be hard to try to prove that people were "living as married" vs. just male/female roommates. I guess there should maybe be an exception for like... if you own a house with someone? but that would be hard to police too. i'm not saying it necessarily SHOULD be this way... just trying to say why they maybe did it this way and maybe its not just congress saying f-u married folks ;) (cause ya know... thats how those congressman talk heh)

     
    7.
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    ejs4y8    June 20, 2009  

    I dunno but I am grateful every time I go to the dr that I have good insurance. Oh and we have $100/month penalties if DH has his own. he doesn't, but still. There are always lots of hidden things going on.

    I guess they assume if you're married you get more germs? =]

     
    8.
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    Bumble bee
    shannon1126    August 21, 2010   Washington, Wedding in Vegas

    O I mean I completely understand, it would be very hard to regulate and thats why it is probably that way. But I bet they would find some way to tax same sex couples with that penalty even with all the same sex marriage things going on. Its just our government being the government lol

     

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