Post # 1
I switched to Kaiser last year when I got a new job. I had just had my “annual” so I just went to their gyn, told him my results were normal, and got my Nuvaring prescription, the doc said it needed special approval but everything went through ok and I got it. (The pill makes me sick, and it doesn’t work if you throw it up!)
It was time for this years “annual” and I had to go to their doc b/c mine (who I LOVE) isn’t covered. Lets just say that my visit reminded me how much I missed my old gyn. Then afterwards, she tells me that I can’t get Nuvaring and that if I want it I have to pay full price ($50/month). Seriously?!?! WHY do I pay them every month for insurance?!?! I called customer service and got the same story and no explaination for why it was covered last year.
I’m SO glad that as of January 1st I’ll be on hubby’s insurance, I’m just trying to decide if I should buy the rings for the 2 month gap or go without.
Post # 3
I cant wait until SO and I share health insurance! His is SO much better than mine, it makes me sick! I pay 75$ a month for birth control because its not a “preferred prescription”. Ugh give me a break! I have to use that BC because other ones make me crazy (believe me I have tried)
Sorry you are going through this, I totally understand!
Post # 4
Ugh I’m with you. I have crap insurance. FI has awesome insurance. He has suggested we do a legal ceremony asap so I can get on his but I think I’m going to stick it out.
Post # 5
Wait a sec … nuvaring is 50$ a month there … thats nuts, it is under 20$ a month here in Canada (could you try getting it online?)
Post # 6
I have Kaiser and Nuvaring is covered. I don’t think it’s Kaiser, per se, but probably depends on the type of Kaiser plan that you have. I love my OBGYN, the pediatrician, our allergist, respiratory therapist — everyone!
But… it does still suck to pay co-pays on visits and prescriptions since we have to get A LOT due to my daughter’s medical condition.
I think all those that have other options are VERY lucky! At one point, I was paying close to $1,000 a month as my contribution for the insurance plan, on top of a $2500 deductible. I actually switched jobs just to have better insurance. Such a pain
On a side note, if you don’t want to get PG, I’d either just pay the full price, or see if you can go somewhere like Planned Parenthood to get it for cheaper. It’s amazing how easy it is to get PG once you stop b/c… trust me! 😉
Post # 7
I buy my nuva ring birth control from canada for 30 a pack.
Shipping is fast and free; they mail you 3 months at a time, and it comes in discreet packaging.
Oh and, ite been working for two years now. 😉 The only difference is that instead of “packet” it reads, “sachet” on the little envelope it’s in.
Post # 8
@CurlyDreamer – I have the HMO, maybe thats the difference? Weird!
Thanks for the Canada info, I’m going to look into that!
Post # 9
Haha Kaiser sucks so badly. Especially when you’re going to school 500 miles away from the nearest center! I totally hear you on this one. I’m currently paying $90 for my birth control because Kaiser doesn’t accept 3 month birth control (despite the variety of health benefits).
I’m also holding my breath until I get married and get the heck out of the Kaiser system! Great doctors, but bad insurance.
Post # 10
Your coverage has to do with what your employer is willing to pay for, not what Kaiser is willing to pay for. I have a much more liberal policy with them. For example, I just had an IUD “installed”, which is a couple hundred dollars, and only paid a single co-pay.
Then again, I grew up in the Air Force medical system, so not getting to choose my doctor doesn’t phase me, for example.
Post # 11
I also think it what your company offers. I will be signing up for a kaiser plan soon and it covers 100% of almost everything! That includes hospital stays, etc .
But i know what its like having crummy insurance! I had blue shield 2 months and I am so done with them….
Post # 12
I also have Kaiser and it really depends on what plan your company subscribes to. I do the 3 month birth control for only a $10 copay (for all three months worth). Also I never have copays for doctor visit.
I suggest giving your feedback to your HR Department. During insurance renewal time, they have the opportunity to negotiate all of these items with the carriers.