(Closed) Help? Insuring Vintage / Estate E-Rings?

posted 6 years ago in Rings
Post # 3
1342 posts
Bumble bee
  • Wedding: December 2012

I’m bumping this….


I want to know too!  I wear my grandmother’s original engagement ring and will have her band as well.  We haven’t gotten it insured yet (we got engaged in October) since it was esentially free.  My Fiance just had to get it cleaned up and sized.  

Post # 4
1855 posts
Buzzing bee
  • Wedding: September 2012

Mine is an estate ring (around 40-50 yrs old) and Jewelers Mutual insured it with no questions; you just have to get it appraised.  

ETA: My ring appraised for a lot more; I had it appraised by an independent appraiser and sent in the appraisal report within 10 days of submitting the policy application with JM as per their requirements.

Post # 5
2999 posts
Sugar bee
  • Wedding: May 2013

Any insurance company which will insure jewelry. Make sure you have an up to date appraisal and insure the ring at “replacement cost”

Post # 6
443 posts
Helper bee
  • Wedding: September 2012

What others have said – you simply need it appraised. We were able to add the ring to our home insurance policy.

Post # 7
2778 posts
Sugar bee
  • Wedding: July 2013

Jewelers Mutual wont insure a ring if they consider it antique which by their definition is 100 years old, but then I read somewhere that they would insure it anyway as long as it was in good condition.  Since your ring is only from the 1940s it wouldn’t fall into this category.  

If you get an appraisal and send it in then you should be all set. 🙂


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