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HELP- Wedding Insurance at the last minute!!!

posted 2 years ago in Money
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    1.
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    2,338 posts
    Buzzing bee
    vistagirl    march , 2010   Oregon

    Help bees! I just got an email from the lady at my reception venue (run by a state park) she says the state changed the rules and we need insurance. WTF?

    1) our wedding is in 40 days!

    2) this is NOT mentioned anywhere in our contract!

    So in a panic I called my insurance agent and asked for a quote and now I am stressed and hitting refresh on my email every 5 seconds.

    Should I fight them on this?

    Make them lower the rental cost ($1300!!)??

    just pay it?

    does anyone know what it costs?

    AAAAAAAAAAAAAHHHHHHHHHHHHHHHH!!!!

     
    2.
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    4,610 posts
    Honey bee
    smyley    May 2010  

    Did they spell out the kind you need and what it should cover? We have it and its pretty cheap,but is based on the coverage amount you want. We used Wedsafe. You can get a quote really easily by going to their website.

     
    3.
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    191 posts
    Blushing bee
    stephiemarie    October 16th, 2010   Johnstown, Pa

    I was going to mention Wedsafe too, we plan on using them and its only going to cost us about 175 bucks for coverage up to a million dollars.  It was an unexpected cost, but I guess it's good to have.

     
    4.
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    Busy bee
    chicagobride092010    January 2010   Canada

    If you want good responses you should provide more detail.  What type of insurance?  What 'rule' did the state change?

     
    5.
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    342 posts
    Helper bee
    rmw61111    June 11, 2011   Michigan

    I have honestly never heard of wedding insurance. Why do you need it?

     
    6.
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    93 posts
    Worker bee
    ankile    March 14, 2009   Maui, Hawaii

    We had the exact same situation arise 3 days before our wedding with the State because our wedding was on a beach (never mind that it was specifically NOT a state beach park!)  !e got a wedsafe policy that had $500K in coverage for $75 and it was no problem - their website is easy and quick.   To be honest, I didn't even read the policy or what it covered.  They required it, so I got it.  Less stress that way, especially so close to the wedding! 

     
    7.
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    Newbee
    hisbride2011    March 14, 2011  

    if you are a home-owner or have renters insurance you might be able to add it on as a rider...it is pretty normal though and since its a state park there might not be much you can do.

     
    8.
    Hostess
    7,632 posts
    Bumble
    Beekeeper
    MightySapphire      

    There's not much you can do since the State changed the rules.  Don't freak about the policy.  You can get a cheap one by only insuring the venue and nothing else.  It shouldn't cost you too much, and the other ladies have provided you with their recommendations on a vendor for it.

     
    9.
    Member
    2,338 posts
    Buzzing bee
    vistagirl    march , 2010   Oregon

    the cheapest i have found based on their requirements is $175. that is 1/2 of our honeymoon spending money. I'm so sad right now. I know that might not seem like a lot to some people but with all the little last minute add ons i don't know what we are going to do. the flight is non refundable for our honeymoon so if we don't go we are just out the money, but at this rate we will barely be able to buy food! Also- parents can't help with money. mine don't have it and his won't. Adding it through our renters policy came in at $315.

     

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