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If I were a rich fairy godmother and could give you $25K, but stipulated that you must either spend it on a wedding or a house - which would you choose?
I would put in toward a house...that would be a killer down payment. I would totally do without the big fancy wedding if we were able to have that extra money toward our dream home.
Definitely a house. I could have my parents help me pay for the wedding but my home will be harder to pay for with my own money.
Show yourself fairy godmother!
Here in California, 25k is no where near a downpayment, so I'd choose wedding!
I'd take $5,000, have an amazing elopement/honeymoon with just the two of us, and use the remaining $20K for the house :)
so, both... is that cheating???
Probably a wedding for us. We cant afford jack squat of a house in NYC, let alone a condo or apartment (especially one with room for a family!). Even if we could save up enough for a down payment, we could never afford the monthly payments!
Wedding! I know that seems nuts, and sometimes I feel the other way, but really a wedding is ONE TIME ONLY, and there are options for a house, wait and save that kind of thing. Oh, and I'm obsessed with weddings, that has a bit of impact too haha!
I have a house so I would choose the wedding!
we've got houses so im thinking wedding but when hubby gave me the ring in December we visted my mother and she handed me a $15K cheque and said here, go to fiji. we ended up in PNG with money left over so had new builit-in wardrobes as well :)
I read the title and instantly said house. For those just starting out, it'd be a blessing to put 25,000$ down flat. A wedding can be done on any budget, doesn't need to be expensive, but houses will always cost an arm and a leg.
Wedding. Here in southern cali 25K won't be enough down payment for a shack, much less a house. Plus a wedding is only once in a lifetime. You can always save more for a house.
could I only use it on those two things? Cause if I could use it on whatever I'd pay off our debts, first. Of course, we already had our wedding, so that's coloring my thinking a lot. I don't know if we would have spend $25K on our wedding even if we could have. I just would have felt guilty about it.
25k wouldn't do anything in the housing market in NYC, so I'd take wedding...but make myself feel guilty about it from time to time.
Investment portfolio! Or 6 months of nomading around the world guilt free. I don't want to own a house and I don't value a wedding enough to spend $25G's on it.
I'm a cheater :D
HOUSE! a 25,000 dollar down payment would do some major good where I'm from!
I barely feel like I can justify the like 5,000 we are spending on the wedding..so five times that much...YEA.
Wedding, for sure. I'd love to own something, but $25k ain't gonna do much in NYC!
I'd definitely put it toward the house, a wedding is just for one day.
house!!! Idk if we can get a house with that but we can alway plan a backyard wedding lol :P
My fiance already owns a house so I'd say wedding! But if he didn't I'd probably ask if I could use $15,000 for a down payment and $10,000 for a wedding.
Down payment on a house for sure. Ah to own property...
Down payment!!!
my parents are thankfully footing the wedding bill :)
I already have a house, so I'd say wedding. Really, tho, I want to say "half for the wedding, half for the house" haha.
If i had neither, I'd say house, hands down. Nothing makes a marriage like sharing a home. Not even the wedding can build your foundation for the two of you the way a house can, in my opinion.
25K can get you a nice head start on homes in st louis, that's for sure!
that's really a toughie. My parents paid for my wedding, so it's hard to say, but in reality you're going to spend the money on BOTH likely, so I think I would go with wedding, because a house can be less immediate.
Definitely a house!! I'm already having the perfect wedding and it's costing us very little. The only thing I will remember from my wedding in 30 years are going to be the funny stories, the photographs and the way I felt when I said I DO. I won't remember the custom designed napkins, what we ate, what china was used or any other silly thing we could spend money on. We're keeping our wedding very simple.
I think this thread deserves a poll.
HOUSE! For those of you in CA/NYC who say that 25 g's won't get you a house (which is true), find yourself a good financial advisor or online brokerage account (say, etrade, scottrade, sogotrade), invest the heck out of it, and hopefully in the next few years or so depending on the market you've got yourself a nice little down payment. Worse case scenario you'll keep up with inflation. This is exactly what I'm doing. 
Oh, if I could turn back time!
Being 3mths away from a wedding that we're paying 60% of, and having just gotten pre-approved for a mortgage... we're currently slightly regretting spending what we are on our wedding (which is still on a tight budget).. should have put waaaay more towards the house! Fairy godmother, where are you now? *lol*
House, but only if I could hold onto it for three years while we finally got to the "settling down somewhere" point. I would pick student loans if it was for anything though!
BOTH are possible. I had a little less than that and we started the process 6 months ago, I'm getting married in two months. We bought a 400k 3 bdrm housee and got an FHA loan with 3.5% down and our wedding is in a super nice hotell. We have all friends, family doing/volunteering things people normally pay for. I did my own slideshow. We bargained the food down and borrowed my dress (not necessary if you buy a knockoff or something non-traditional). Others offered to pay for things like my cousins getting the favors (i decide), my friend is getting the veil, my mom/dad the location deposit and my aunty the flowers. Again, the house is on an FHA loan and we got the $8000 back from Obama's house credit to use. Thank God, it's a blessing that it all worked out.
House for sure. A wedding is just one day, and putting that money down on a house would definitley make a dent in our mortgage payment!
oh-the exact choice I was given We took the $$$ to put towards the wedding and put the down payment on a house ourselves, which was actually more so I think it worked out well.
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