Post # 1
Me and my Fiance have been looking at houses and apts. No specific time frame, just within the next year. Right now I’m living with my mom and he splits between living here and at his moms.
Well my mom came home today and told me that her and her bf had a serious talk, and if they’re still together in 6 months, she’s going to move in with him.
Here’s where I’m asking what would you do… She said if she moves in with him, she’d like us to stay here. Mostly in case they eventually break up, so she’d have a place to go until she could find an apt. I’m not sure what we should do.
On the one hand, I love this house and dont want to leave. My dogs know this house, and one of them is 13 and would be way stressed out by moving. They are also a factor in other ways, we most likely couldnt get an apt with them. One is a pit bull, one weighs almost 100lbs and one barks constantly.
On the other hand, I do kind of want a place of our own. Somewhere we can start fresh. And Alex has this “sense of pride” thing where he says he absolutely can not live in his girls mom’s house, especially once we’re married. Even if it would eventually be our own house.
What would yall do if you were in this situation?
Post # 3
Would you take over ownership of the house or just rent it from whoever is the mortgage holder? If I had the opportunity under either circumstance, I’d probably go with it since having your own house without a whole lot of effort is a pretty sweet deal but you both would have to be comfortable with it.
On the other hand, what would happen if your mother did have to move back in? Would it go back to being her house regardless of what kind of ownership/lease agreement you come to? That could get sketchy, especially for your fiancé.
Post # 4
Assuming you are paying rent or getting a deal, I would tell yourFI to deal with it until you are married. Its a way to “test” the waters and, more importantly, its less stress on the dogs. If he doesnt want to, then you live there by yourself.
When you are married you can look for a new place.
Post # 5
Does your mother own or rent her house? And are you looking to own or rent?
Post # 6
In any case, my answer is “Do what’s best for you”.
If “best for you” means to buy her house, or take over her lease, then do it. I know a few people who have bought their parents’ house – it has the advantage that you know exactly what you’re getting, and you can avoid agents’ fees, making it a win for both buyer and seller.
But if “best for you” means getting somewhere else, then do that. It’s unfair of your mother to expect you to hold onto her house as insurance in case her relationship breaks down. She’s an adult and needs to be responsible for her own decisions.
Post # 7
She’s renting to own, so I guess I would just sign my name over? I’m not sure how that would work.
Post # 8
@allyfally: I’d just stay there for the ease of it, along with the well being of the dogs. You can always get your own place later. This will give you more time to save! Win-win!
Post # 9
Talked to Fiance about it today. He’s not crazy about the idea, even if my mom isnt living here. And theres no way I would be able to pay all the bills by myself.
So I guess we’ll just see what happens. =/
Post # 10
I wouldnt do it. It would be easier for you and your mom but I would want to do my own thing.