(Closed) Hmm. What would you do?

posted 5 years ago in Home
Post # 3
201 posts
Helper bee
  • Wedding: October 2011

Would you take over ownership of the house or just rent it from whoever is the mortgage holder? If I had the opportunity under either circumstance, I’d probably go with it since having your own house without a whole lot of effort is a pretty sweet deal but you both would have to be comfortable with it.

On the other hand, what would happen if your mother did have to move back in? Would it go back to being her house regardless of what kind of ownership/lease agreement you come to? That could get sketchy, especially for your fiancé.

Post # 4
2622 posts
Sugar bee
  • Wedding: November 1999

Assuming you are paying rent or getting a deal, I would tell yourFI to deal with it until you are married. Its a way to “test” the waters and, more importantly, its less stress on the dogs. If he doesnt want to, then you live there by yourself. 

When you are married you can look for a new place.

Post # 5
7774 posts
Bumble Beekeeper
  • Wedding: November 1999

Does your mother own or rent her house? And are you looking to own or rent?

Post # 6
7774 posts
Bumble Beekeeper
  • Wedding: November 1999

In any case, my answer is “Do what’s best for you”.

If “best for you” means to buy her house, or take over her lease, then do it. I know a few people who have bought their parents’ house – it has the advantage that you know exactly what you’re getting, and you can avoid agents’ fees, making it a win for both buyer and seller.

But if “best for you” means getting somewhere else, then do that. It’s unfair of your mother to expect you to hold onto her house as insurance in case her relationship breaks down. She’s an adult and needs to be responsible for her own decisions.

Post # 8
4954 posts
Honey bee
  • Wedding: July 2012

@allyfally:  I’d just stay there for the ease of it, along with the well being of the dogs. You can always get your own place later. This will give you more time to save! Win-win!

Post # 10
5423 posts
Bee Keeper
  • Wedding: November 2012

I wouldnt do it.  It would be easier for you and your mom but I would want to do my own thing.

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