Homeowners, come here!

posted 3 years ago in Home
  • poll: How much do you spend on house repairs/work?
    Less than $5k a year : (84 votes)
    71 %
    $5-10K per year : (18 votes)
    15 %
    $10-15K per year : (4 votes)
    3 %
    $15-25K per year : (3 votes)
    3 %
    More than $25K a year so far : (6 votes)
    5 %
    I bought a fixer upper so the cost was built into my budget : (4 votes)
    3 %
  • Post # 3
    738 posts
    Busy bee
    • Wedding: May 2014

    @Andthepupmakes3:  It depends on how new your house is.  I bought a new construction home because I was single at the time and those costs have been negligible because it was under warranty.

    I would think that during the inspection you would be able to tell if there were problems that would cost you over $5k a year.

    Post # 4
    11634 posts
    Sugar Beekeeper
    • Wedding: November 1999

    Our house was recently redone, so we haven’t had to do any major work yet!  Knock on wood!

    Post # 5
    4513 posts
    Honey bee
    • Wedding: October 2013

    It all depends. We bought our home in February 2012 and thus far no surprises have sprung up. We had a very good home inspector though so I give him a lot of the credit. The house was built in 1964.

    We completely gutted one of the bathrooms, but that was purely for aesthetics. The couple we bought it from were the type that took very good care of their home and the husband was a carpenter, so many issues/updates had already been taken care of.

    Post # 6
    6173 posts
    Bee Keeper
    • Wedding: October 2013

    first year i had my house, i did put a lot of money into it to make it the way i wanted.

    this year, nothing major, and i don’t forsee any major things occurring in the next few years.


    Post # 7
    2657 posts
    Sugar bee

    It really depends on where you live and the condition of your house.  Be sure to find a good inspector because they will do their best to give you an accurate idea of potential costs.  

    We have owned our house for almost two years.  The major issues we have encountered have been replacing our water heater, removing a couple of dead trees, and replacing our dishwasher.  I’d say that we have spent about $2000 in those past two years on necessary fixes and maintenance.  We know that we will need to replace our roof in the next few years, and we are budgeting up to $10k for that, which is the figure the inspector gave us.

    On non-necessary upgrades, we have spent about $9k – $10k, mostly on our backyard because it was completely untouched by the previous owners.  We had the money and wanted to do these changes, but we could have easily lived without them if need be.

    Post # 8
    622 posts
    Busy bee
    • Wedding: March 2015

    @Andthepupmakes3:  I would say it depends on the house you buy–how old it is, how well it was maintained, etc. I bought my house in 2009 but it was built in 2002. The only thing I’ve had to repair so far was my A/C, last summer it quit cooling my house and would just blow warm air. I called an A/C repair company and it cost under $300 to fix. And now I’m gonna go knock on some wood!! 😛

    Post # 9
    133 posts
    Blushing bee
    • Wedding: July 2012

    I agree with others it depends. We bought our house a little over a year ago. It was built in the 1970s but has been renovated/is in great condition.

    For projects: We have spent about a thousand so far on little issues, all identified during the inspection. Next year we will spend $25,000 to re-side the house. After that I expect it will go back down to a thousand or so depending on the project we choose to take on. 

    For Maintenance: In the first year we spent several thousand I would guess on: a snow blower, lawn and yard equipment, parts of the lawn mower my parents gave us, etc. Depending on the location you are in/size of property you will need a lot. We have over an acre, live in New England, and a fairly long driveway. So the yard equipment added up fast!  Now that we have everything I expect we wont spend anything for the next few years.

    Post # 10
    15019 posts
    Honey Beekeeper
    • Wedding: June 2011

    This year I killed every appliance in the house, including the furnace, we had to replace the roof, three walls (because of the roof), a bathroom floor and toilet,  and had a pipe blow. Most of this happened while my husband wasn’t home (it’s a joke I killed the appliances). We’ve spent at least 10k, but I haven’t added it all up yet so it may be more. Now, we did all the labor ourselves (were both very handy) and I got some killer deals on the appliances and the furnace thanks to friends. If we hadn’t done the work ourselves and had to just walk into a store and buy those things, it would have been well over 20k. 

    I still have to reside the house, replace the carpet, redo the front door frame, new front door, and we think we may need 3 new windows. Too cold for all that now. 

    In my last house, basically the same thing happened. In one summer I had to replace all the appliances, the air conditioner, the roof, and a good chunk of deck. 




    Post # 11
    477 posts
    Helper bee
    • Wedding: July 2013

    It seems I have been spending a little less than 2% on average each year to maintain my home, which I have owned since 2005. 

    One year I had to get a new roof after hail damage, but insurance covered it after I paid my deductible.

    Post # 12
    11668 posts
    Sugar Beekeeper
    • Wedding: November 1999

    Our house is pretty old (1970s) and we haven’t had to do a lot of work to it over the 6 years DH has owned it.  We just had to replace our furnace but our home warranty covered that. We’re having a few other issues, but nothing that will put us anywhere near $5k for the year.  Eventually we will have to replace our hot water heater but again our home warranty will likely cover that so we won’t pay much (if anything).  

    If you’re truly concerned (and especially if you’re buying an older house) I definitely recommend getting a home warranty. We pay $55/month for it and basically everything in the house is covered (including appliances).  You pay a small service fee when they send someone out the first time, but the rest of the repairs are covered.  

    ETA – We live in a community, so our HOA covers everything on the outside of the house (lawn, snow removal, roof, etc).  

    Post # 13
    11668 posts
    Sugar Beekeeper
    • Wedding: November 1999

    @tksjewelry:  Sounds like our year! Everything that could have broken in our house did!

    Post # 14
    1080 posts
    Bumble bee
    • Wedding: April 2014

    @Andthepupmakes3:  We bought a house in 2010 that we considered to be a bit of a fixer upper. It was more than liveable, just quite outdated (built in the 1940s). So, I won’t include all the upgrades we’ve done since then since they weren’t really required or unplanned. My FI is also very handy (he completely tore out our last kitchen and put in the new one by himself) so that cuts down the cost a bit. 

    We also made sure to buy a house that had all the major issues done recently. The septic had been completely redone a couple years prior to our purchasing the house and we made the seller put a new roof on it after the inspection. I think that helped ease our minds quite a bit. 

    I’m honestly trying to rack my brain for anything really unplanned that has come up. I guess the only thing might be that the water was much harder than we realized or were used to so we ended up purchasing a water softener. 

    Post # 15
    3265 posts
    Sugar bee
    • Wedding: February 2014

    We’ve only owned our home (that was built in the 70s) since August, but it was recently redone and really well taken care and so far nothing has come up. Well, a little hopper window in our basement should be replaced but that’s like a $50 window that I’m in no hurry to change out. We want to renovate our kitchen after the window but that’s really all cosmetic stuff. We made sure to go with a house that had good bones to it, a newer furnace, a newer AC, newer (main) windows, and of course we had a house inspector come through.

    ETA: First night we were there we realize that our AC’s condensation line from the furnace had broken off. We just went out and spent maybe $10 in parts and fixed it the next day ourselves.

    Post # 16
    8850 posts
    Buzzing Beekeeper
    • Wedding: August 2013 - Rocky Mountains USA

    We have plenty we COULD do, but we can’t really afford it.  We don’t have a ton that NEEDS to be done.  We’ve owned the house for a year and a half, and so far we’ve just:

    – painted the whole interior (my husband used to own a house-painting business so that wasn’t a stretch) – $300 for paint? 

    – put in a lot of flowers / plants outside – $500 over 2 years?

    – bought a lot of new light fixtures, fan, etc – $400?

    – had a plumber fix our washer drain pipe – $50 (friend of a friend)

    So that’s only $1250 over 1.5 years.

    We still need to redo the siding next summer (~$3000), change the flooring in the kitchen / laundry room ($1000), fix some of the baseboard trim in the house ($400)… and probably plenty of other things.

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