(Closed) House or Apartment?

posted 6 years ago in Home
  • poll: Which do/will you have?
    House : (64 votes)
    52 %
    Apartment : (51 votes)
    41 %
    Other (explain) : (8 votes)
    7 %
  • Post # 3
    Member
    2282 posts
    Buzzing bee
    • Wedding: June 2012

    I’m already established with a house I bought a few years before we started dating, so now we both have a house πŸ™‚

    Post # 5
    Member
    6893 posts
    Busy Beekeeper
    • Wedding: March 2012

    Well, we’ve done a few different things.

    We lived in a loft apartment for a few months….hated it though.

    Moved into a “traditional apartment” for 2 years – we got engaged while living there.

    We bought our house in the middle of our engagement.

    Our house isn’t really a “starter” but it also isn’t huge and brand new. We bought a Cape Cod style house with 3/2.5…which is why we aren’t sure. Some days we think we’ll stay here forever and other days we think we’ll outgrow it depending on kids. We looked at a huge 5 bedroom house that we also could have afforded and basically decided we didn’t want to pay to heat/cool those rooms or insure that house when we would be using less than 1/2 of it for so long. That was just *our* line of thinking.

    One thing…renting for a year or so isn’t so bad. You aren’t throwing away money, you are paying for a roof over your head (and free maintenance!) And if you rent cheaply you can save for that downpayment. I hope your FI finds a job soon but don’t immediately buy a house after he gets one, you never know if it will work out. I would at *least* make sure it’s past the probationary period if there is one. πŸ™‚ Just my two cents.

    Post # 6
    Member
    3220 posts
    Sugar bee
    • Wedding: February 2012

    We’re hoping to buy a house before the wedding and move some stuff into it over the summer, then move in together after the wedding.  We haven’t lived together before, though we’ve both rented in apartments/houses separately before.

    Post # 7
    Member
    2616 posts
    Sugar bee
    • Wedding: June 2012

    other… fiance lives in apartment. i live at home with my parents and my children.. we are looking for “our” home as we speak. so hopefully we find one before we get married so we can be together

    Post # 8
    Member
    5371 posts
    Bee Keeper
    • Wedding: June 2014 - Ontario, Canada β™₯ EDD- April 2016

    Right now we live in a condo my parents bought me during my first year of university three years ago, but when we have enough saved we’ll be buying a house closer to where we grew up. I love where we live right now and I’m so thankful my parents did this for me, but I can’t imagine raising a family here.

    Post # 9
    Member
    3969 posts
    Honey bee
    • Wedding: September 2014

    Housing is very expensive where SO lives (where I will be living soon! YAY!). He is in graduate school for 4-5 more years, so we don’t want to buy before we’ll be settled in a particular geographic location for a long period of time.. and we just don’t know where we’ll end up.  To boot, we just do not have the kind of capital to put down a payment on a house in that area, you can barely find a condo for 150,000!

    Post # 10
    Member
    37 posts
    Newbee
    • Wedding: August 2012

    My FI and I are in college so it’s impossible for us to buy a home since
    a.) we’re poor
    b.) jobless and
    c.) moving after we graduate.

    We’ve signed a lease on a fourplex, so it’s not exactly a house and not exactly an apartment, so “other.” We’re both super excited! 

    Post # 11
    Member
    341 posts
    Helper bee

    Since we are waiting for marriage, we are not currently living together and are living with our parents. Because w don’t have a lot of money to work with right now, we are just planning on living in an apartment especially until I am finished with grad school. Maybe a house later on, but the job market for my future job isn’t good where we live so we may have to move. Just another reason to wait to buy a house! 

    Post # 12
    Member
    2254 posts
    Buzzing bee
    • Wedding: October 2012

    FI and I are currently living with my older brother to save money for our wedding. Though we can’t wait to get our own place after the wedding, we plan to rent an apt for the first couple of years. With FI being in school for a very fluid field, job location transfers (often internatonal) is almost guaranteed. I can understand why couples would want a house, but for us it just wouldn’t make sense. I would hate to have to look after a house while we are so far away or deal with selling it in this market.

    Post # 13
    Member
    2620 posts
    Sugar bee
    • Wedding: October 2010

    We opted to live wtih family for eight months to help us save for a house purchase. Not saying that’s the better choice–it really depends on so many personal variables–but I do want to point out that with any house purchase, you WILL find yourself shelling out a lot of money for unforseen problems. I am not kidding when I tell you that within a month of buying a house, I have friends who have had trees fall into their roofs, flooding bathrooms, and appliances breaking down. In my situation, we have to redo a bunch of landscaping to avoid water seepage into the foundation–which is costing thousands. 

    These are the inevitable joys of home ownership. Not to scare you, just to emphasize that whatever you do, before you purchase, give yourself a nice cushion of extra funds for the surprises. 

    Post # 14
    Member
    68 posts
    Worker bee
    • Wedding: June 2012

    FI & I bought our condo 4 years ago & we love it!!  

    On a side note, can I live in Texas…. what a deal for a new home!! Our 550sq ft cost us over $200k! : / (10 yr old building, not even brand spanking new!)

    Post # 15
    Member
    6893 posts
    Busy Beekeeper
    • Wedding: March 2012

    @BothCoasts:  Ahh, yes, ditto that. We’re also having to re-work our landscaping to compensate for some oversights someone made when building. Oh, and we need to replace our backdoor…and re-do the floor in the kitchen…and bugs are gross, I didn’t realize you have to spray so often for bugs & whatnot. I knew our apartment people did it 4x a year but sort of forgot about having to do it ourselves, ha!

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