House with Ex-Fiance

posted 3 years ago in Legal
Post # 3
Member
13012 posts
Honey Beekeeper
  • Wedding: June 2011

I’m confused.  You took your name off the deed but not the mortgage!?  So you’re still on the hook for the payments, but have no right to the property?

Post # 4
Member
3013 posts
Sugar bee

@ShabbyChicBee:  my friend was stuck for years on a mortgage with her ex husband. the only way to get her name off the loan was if he refinanced. it took years since the house had lost a lot of value after 2008.

this really, really sucks.

Post # 5
Member
8425 posts
Bumble Beekeeper
  • Wedding: April 2013

@pinkshoes:  +1, I was wondering this too.  Why would anyone do that?

Post # 6
Member
452 posts
Helper bee
  • Wedding: July 2013 - rolling hills of southern italy

sounds to me like you might better spend your money on a lawyer.

Post # 7
Member
11379 posts
Sugar Beekeeper
  • Wedding: April 2012

@ShabbyChicBee:  why did you take your name off of the deed and not off the mortgage??  you do realize that you are responsible for paying for this house for your ex.

your credit is going to be screwed b/c your ex can’t pay for his own house.  i would pull my name from that mortgage and make your ex refinance.  it’s his problem if he can’t afford it, not yours.  yes, you may take a financial hit but you need to get cleared from this.

Post # 8
Member
1822 posts
Buzzing bee
  • Wedding: May 2013 - Pavilion overlooking golf course scenery, reception at banquet hall

Lawyer up! This sounds like it is already pretty tangled, and you need to wipe your hands clean of this whole deal before you get married and start looking for your own house with new fiance.

And stop giving money to an ex for any reason, that’s just silly. If you’re responsible for the mortgage, that’s one thing – pay them or get out of it, but don’t give it directly to the guy you have no relationship with anymore. If he gets forclosed on, that’s his problem.

 

Post # 9
Member
732 posts
Busy bee
  • Wedding: September 2012

@ShabbyChicBee:  I’m sorry you are going through this. My husband I went through the same thing with his ex-wife. He signed a Quick Claim Deed and we didn’t know what we were doing and that it only meant his name was taken off the deed but not the mortgage.

 

She passed away in 2010, and he couldn’t sell the house because his name wasn’t on it, but we still had to make payments. Her mom was in charge of her estate and was able to sell the house, that how we got out of it.

 

I think you should speak with a lawyer and see what your options are.

 

Post # 10
Member
944 posts
Busy bee
  • Wedding: September 2013

your name has still been on the mortgage.. of property you don’t live in!? girl, lawyer up!

Post # 11
Member
2454 posts
Buzzing bee
  • Wedding: September 2013

Please oh please get a lawyer ASAP!

Post # 12
Member
819 posts
Busy bee
  • Wedding: October 2009

@ShabbyChicBee:  The only other options are if he refinances or does a loan assumption, neither of which it sounds like he would be approved for.

Post # 13
Member
3013 posts
Sugar bee

There is nothing a lawyer can do in this situation. I went through this with my friend. You can’t force refinancing. Maybe a lawyer would help him see that you are serious…

Post # 14
Member
819 posts
Busy bee
  • Wedding: October 2009

@ShabbyChicBee:  And are you SURE your name was taken off of the deed? You would’ve had to sign a deed to him (likely a Quit Claim Deed). They don’t just take names off. You should be able to search your county records.

 

Post # 15
Member
4395 posts
Honey bee

I am also confused. Are you on the deed? Are you on the mortgage?

Post # 16
Member
1611 posts
Bumble bee
  • Wedding: May 2013

Just out of stupid curiousity (I work for a loan company, but not mortgages).. Have you tried to google the forms? *most* forms can be found online because of someone scanning them and sharing them… Just a thought

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