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We have a joint checking account and we are saving together in a savings account. So i don't think it is strange to have a joint account before marriage at all! :)
I don't know if it is weird or not, but I don't see anything wrong with it :) FI and I had actually talked about doing the same thing - opening an account together to put all the wedding savings in. We never ended up doing it, but it always seemed like a good idea. Right now I keep having to go check both of our accounts to update myself on how much is left, so it can be a bit of a hassle.
The way its ended up working out so far is that we both save in a shared account but I'm also saving in my own. I've had more expenses than he has, ie. dress, shoes, hair, make-up, etc. He has his own expenses too but he's HORRIBLE at saving money so he's gonna have to figure that part out. We still have time though.
We saved to a joint account. It wasn't weird for us to have a joint account before marriage. We actually had one before the engagement. Sure, people made comments about it binding us as a couple. Meaning we would probably have to get a "divorce" because we shared the financial account but we were sure about our relationship and where it was going, so I didn't mind.
EDIT: I forgot to mention that I did save money in my own account. The joint was used for our venue.
He's writing me a check every month, or wrote I should say, and I would deposit it into an online savings account set up for our wedding funds.
Yup it goes straight to our savings! its not weird having a joint account before you get married (IMO)
I am putting away a grand a month, and my FI is putting in what he can into our joint savings account (he is in school)
We will join our bank acconts once we get married. We bought a house together in November, so he is in charge of paying the mortgage and all of the bills. I have been putting away $1000 a month and he puts away a percentage of his pay into a savings account each month. He paid for the honeymoon yesterday and for the reception venue.
My parents are paying for the catering & cakes.
His parents are paying for the rehearsal dinner and the reception's beer & wine.
That leaves us in charge of paying for the florist, decorator, dj, photographer, invitations, limo, and little things such as bridal party gifts.
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I did a search but didn't find the answer to this, so I'm sorry if this is redundant :(
I'm asking because I've already begun saving for the wedding (back story: SO & I agreed that once he started saving for the ring, I'd start saving for the wedding) and he's paying for the ring in full, so after the proposal he can just contribute the same amount each month towards the wedding and honeymoon.
I have a savings account specifically for the wedding and yesterday he was asking how difficult it would be to simply add him on so we could save together (so the proposal must be happening soon!
). I'm completely okay with it but I was wondering how the rest of you ladies are doing it; is it strange to have a joint account before marriage?