(Closed) How did you afford your wedding?

posted 5 years ago in Money
Post # 3
Member
2457 posts
Buzzing bee
  • Wedding: September 2012

Money that we had saved, part of our paychecks every month, and unfortunately, a loan from DH’s stepdad. We didn’t plan on the loan – there were other circumstances in play and when everything kind of blew up the week before the money was due, we didn’t have another choice. Canceling everything at that point wasn’t an option for us. 

Post # 4
Member
4036 posts
Honey bee

@nellybee:  Honestly, we waited until we were done with school to start planning our wedding. We both have graduate degrees as well. My FI finished last December and works full-time now and I got mine while working full-time. My parent’s have contributed some as well, but we figured out a reasonable budget (about $7k) and we have worked hard to save for it.

Post # 5
Member
9064 posts
Buzzing Beekeeper
  • Wedding: December 2012

We are blessed in that our families split the cost of our wedding.

Post # 6
Member
1600 posts
Bumble bee
  • Wedding: September 2013

When we got engaged, we knew it would be awhile before we actually got married, mainly because of finances.

My fiance had a lot of debt from stupid mistakes he made years ago, a 6 month long stretch on unemployment, and also a big medical bill. So it took him awhile to recover.

And I knew that I needed to get a new/better paying job before we could even think about planning a wedding.

It’s taken nearly 2 years, but we’re finally making it work. Thankfully, my parents have offered to pay for the food, which will be around $6,000. Me and my fiance are paying for everything else and also buying a house (hopefully this coming spring), so we just have to plan well and be really careful.

The long engagement has made planning much easier and less stressful and because we have so much time before the wedding, we can pay vendors in small increments instead of huge, giant payments. Having so much time between our engagement and wedding has also given me tons of time to do EXTRA research for vendors. Admittedly, when I first started looking for a venue, DJ, photographer, etc., I thought we were NEVER going to be able to afford ANYTHING. But if you dig a little deeper and spend a little extra effort searching for quaity that fits your budget, it IS doable.

And you also have to make sure you aren’t paying for things that are absurdly expensive and not really necessary. Obviously these things differ for each person, but when planning, you have to think: “what do I want more? A limo or flowers?” Sometimes you have to pick one or the other. And eliminate little things like monogrammed napkins, personalized aisle runners, and over-blown decorations.

It is entirely possible to have a wedding that fits your budget. Just worry about planning a day that will be fun and meaningful to you and your fiance, NOT planning an event that everyone will drool over and talk about for years. The point of this day is NOT to impress other people.

Just have fun, be yourself, stick to your budget, plan wisely, and TAKE YOUR TIME!

 

 

 

 

 

 

 

 

 

 

 

 

Post # 7
Member
1278 posts
Bumble bee
  • Wedding: March 2013

We saved EVERY extra penny from both our paychecks for the last year. Both our families contributed what they could. And I worked an extra job over the summer since I was off over the summer (I am a teacher). We cut costs everywhere we could. Had an afternoon wedding rather than evening. No open bar cause none of us are big drinkers and his side of the family is mormon anyway. It can be done. Im also making my own centerpieces too. No vacations this year either.

Post # 8
Member
4046 posts
Honey bee
  • Wedding: November 1999

@nellybee:  We waited a long time to get married, we both have full time jobs, and we live well below our means (i.e we could have cable TV and eat out every night, but we don’t).

Post # 10
Member
1902 posts
Buzzing bee
  • Wedding: July 2012

My fiance and I have always been the sorts to save any excess money from our paychecks so, between the two of us, we have more than enough money for a big wedding. Our families are also contributing some money too (about $2000 each), which is really helpful.

We’re also fairly thrifty people and don’t like spending money just for the sake of it, so anything we’ve spent money on, we’ve considered whether or not we needed it and how important it actually is.

Post # 11
Member
2363 posts
Buzzing bee
  • Wedding: September 2013 - B&B

Ummmmm we’re still figuring that out! I originally planned on $6,000, his parents are taking care of the whole rehearsal dinner, and my mom said she could do $6,000-$8,000.

However, I quit my awful terrible no good job in June. In August, I went back to my college job. I make enough to cover my bills and living (no-rent… Live with my FI and his parents right now) and half my student loans…. And not save much else. Bottom line I need to find a somewhat decent job SOON!! So I’m a little stressed out right now.

Post # 12
Member
4036 posts
Honey bee

@nellybee:  I know the feeling about not wanting to wait any longer, we have been together for almost 9 1/2 years, we are finally getting married 12 days before our 10 year anniversary!

Post # 13
Member
942 posts
Busy bee
  • Wedding: September 2013

We waited until my students loans were paid off. It was perfect timing– but we did wait until we both had careers and now pinch pennies.

Post # 14
Member
14316 posts
Honey Beekeeper
  • Wedding: June 2011

I’d been working 10 years, him for 5.  We live well below are means and are natrual savers.

Post # 15
Member
3720 posts
Sugar bee
  • Wedding: July 2013

FI and I saved for a wedding long before we met each other (well he saved for a house and assumed he would find a stay at home wife with a daddy who would pay for a wedding and got me instead 🙂 ). My parents are paying about 1/4, I am paying about 3/8 and FI is paying 3/8. FI is paying his portion out of savings, I am puting $X per pay check into an account.

We met as we just finished grad school and had been working full time for years and well below our means. I am paying off school debt and FI lives on less than half of his salary. When it came time to planning a wedding, my parents gave us a set amount. I told FI how much I could afford and the number of guests it would pay for. He offered to pay the difference between what I could afford and he wanted.

Post # 16
Member
569 posts
Busy bee
  • Wedding: November 2013

Have you considered eloping or having a DW?? could be way cheaper than having the whole shebang..

FI and I, wanted to just elope.. but upon telling our parents of our engagement and seeing their excitement, we have decided to do the wedding and the whole shebang and we will be paying it ourselves.. we are keeping it at 150guests, doing the essentials (pro photo, dj, bridal party flowers and 2 large arrangements, cupcakes as wedding cake, make up and hair), skipping what we can skip (no centerpieces, photobooth, candy bar, favors, limo,cake etcetcetc).. right know it look slike its coming out to be $17,500.. i am sure there are hidden cost i may not be accounted for.. but oh wells.. hopefully our parents will be able to help a bit later.. we are just not counting on it to plan our wedding around… 

Do what you can afford now. if marrying now is what you want..You can always do vow renewals later 🙂

If you can wait, then wait and have the bigger wedding later..

 

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