Post # 1
My fiance and I are getting married in May and we put in an offer on a house last Saturday! Our offer was accepted the same day and just over a week later we’ve already had the appraisal done and we’re in underwriting. The whole process has been pretty fast and our estimated closing date is Feb 28. The processor keeps calling me to ask for more stuff..pay stubs, etc. I’m a nervous WRECK. I know we’re probably going to be approved with no problems but until we get the final approval and the official closing date, I’m gonna worry myself to death!
How did you handle stress while in underwriting? Im about to go insane…
Post # 3
Take a deep breath, and have a nice big glass of wine!
I definitely never stopped freaking out until the closing was over and I had the keys in my hands!
Post # 4
we got lucky and didn’t have to wait. good luck!
Post # 5
From the time we put in an offer to getting the keys was 3 weeks. It really wasn’t bad at all and I was never once stressed. Just relax, it’ll be fine!
Post # 6
It was horrible and I never want to go through it again. I kept myself busy shopping for the new home and arranging for the big move. From choosing the house to move date was 30 days and the first few weeks were ok (paystubs, normal things) but they crammed so much bullshit in at the last minute I thought I’d lose my mind.
An example you ask?
My elderly uncle had written me a check for a few thousand dollars – maybe $2345.67 to cover the cost of a graduate course + books. They decided they wanted his entire bank statement (which he refused to release to them).
Post # 7
@autumnlynnhill: Ooooh take a deep breath, it will all be okay. We put our offer in in November 2012 and didn’t even get the OKAY until April 2013! We had a short sale, so we didn’t even know if they accepted our offer for 6 months… now that was horrible!
Post # 8
We close on February 26th and are in the thick of it now.
I am nervous as hell.
Buy lots of wine and keep busy
Post # 9
@autumnlynnhill: It was very nerve wracking, but I tried not to think about it. The whole process of buying a house was very stressful. It took us almost 3 months from putting in our first offer to getting keys. Good Luck!