(Closed) How do I save money now????

posted 7 years ago in Money
Post # 3
Member
10367 posts
Sugar Beekeeper
  • Wedding: September 2010

@mrskisstobe: Since you are getting married, I guess i’m confused as to why the money isn’t one in the same? It’ll be joint money when you are married, so anything either of you spend now comes out of that money. You are already having a very budget wedding. Maybe cut the limo and ask him to pay for something you were originally responsible for? Or do an iPod instead of DJ?

Post # 4
Member
2090 posts
Buzzing bee
  • Wedding: August 2010

Do you have $6k *plus* the flowers/DJ/etc to pay for, or just the flowers/DJ? (sorry, wasn’t sure from your post).

If you can’t find ways to cut your wedding stuff, what about cutting out things from your day-to-day budget? Brown bag lunch vs. going out at lunch, buy food in bulk/meal plan, sell some things on ebay or craigslist, take on some weekend babysitting/petsitting jobs in your area for extra cash, garage sale, etc.

Also, the thing that helps me to save the most is to directly deposit a portion of my paycheck into savings. If I have it in checking, I generally will find a way to spend it, but if its not there – out of sight, out of mind.

Post # 8
Member
2090 posts
Buzzing bee
  • Wedding: August 2010

What does the $6,000 include? There may be ways to cut corners by being creative with the food. Are you paying extra for anything (having colored linens vs. basic white linens, upgraded chairs, etc.)?

If you have not made nonrefundable honeymoon plans yet, I would probably have your FH take the $ he planned to spend on the honeymoon and put it towards the reception instead, and take a honeymoon later. Even if you get a substantial tax return every year, it always makes me really nervous to count on money that I don’t actually have yet (especially when you are so close to your wedding day!)
Good luck!

Post # 9
Member
1995 posts
Buzzing bee
  • Wedding: June 2010

Set aside money each paycheck – make payments towards vendors or put into another savings account gradually.  Spend less or groceries – cut out meat or highly processed foods, don’t buy desserts or sugar drinks/soda.  Bring your lunch to work, don’t buy coffee or eat out at restaruants a lot.  Sell something!  a printer, old computer/camera, clothes, shoes, appliance, electronic.  Get a second job or see if you can do medical research (contact local hospital), donate plastma. 

one thing I don’t understand is why since it’s your second marriage you have to pay more?  Will your fiances be combined after the wedding?  I think that a good foundation for a marriage is to discuss finances and to work together towards a common goal ie. saving money.  If you constantly have his vs. you’re money it’ll create tension and unnecessary stress.  I belive marriages should be an even 50/50 relationship – regardless of how much money you each make or how many times you’ve been married or how many kids you bring in it it.

Post # 11
Member
2201 posts
Buzzing bee
  • Wedding: August 2010

How much would you “lose” and then have “leftover” if you cancel the limo? If you had to put $100 that was nonrefundable, but still have $300 left to pay, I would think that coming out $200 ahead, budget wise, would make losing the deposit okay.

And maybe ask FI if he can contribute more toward your wedding. Although you’ll be keeping your finances separate, that’s still no reason to leave you with the majority of the bill for a wedding that is for both of you.

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