How do people afford kids?!?! Seriously! I really want to know…

posted 8 years ago in Parenting
Post # 3
Member
6661 posts
Bee Keeper
  • Wedding: May 2010

Haha, good question! Maybe the grandparents are very generous! 🙂

Post # 4
Member
2765 posts
Sugar bee

If you figure this one out, please let me know!

Post # 6
Member
6598 posts
Bee Keeper
  • Wedding: August 2010

I don’t think there is ever a “good time” you could always be MORE financially stable or MORE something else!

I think you just have to make it a priority and go for it!

If you make it a priority you will make the sacrifices to make it work!

Post # 7
Member
6572 posts
Bee Keeper
  • Wedding: February 2010

credit cards?

Post # 8
Member
5755 posts
Bee Keeper

Somehow it works. You make plenty of financial adjustments by changing your lifestyle and spending habits. Shop sales,make meals stretch,don’t go out much! and SAVE for vacations. Kids are expensive,that’s for sure,but it won’t get any cheaper the longer you wait! lol

Post # 9
Member
6010 posts
Bee Keeper
  • Wedding: May 2009

Lol!  I think that a lot of parents just sacrifice what they want/need for themselves so they can buy the stuff the kids want/need.  To this day, my mom has such a problem spending money on herself because she spent 20 or 30 years budgeting all of the money so it went to us kids instead of to her and my dad. 

Post # 10
Member
3125 posts
Sugar bee
  • Wedding: December 2009

they probably don’t eat out very much, reuse a ton of stuff around the house, stretch their food.. But everyone’s right – there’s never a perfect time to have kids!  People make it work, and it’s worth it when they do..

Post # 12
Member
541 posts
Busy bee
  • Wedding: October 2009

My BIL and his wife are very poor. Not because they work their asses off, but because they are lazy and 50% of them is still on unemployment. That said, they have 2 children; 10 and 13. They have very generous grandparents who give them everything. The rest is the occasional handout from a family member. But, they get by…

Pick up a copy of this month’s REAL SIMPLE. There’s an article on ‘Save $5k a year’. I already do several of the things they suggest, but perhaps you and your husband aren’t. The basic point is that by making lots of tiny cut backs, you’ll have enough. I guess it depends on how extravagant you’re living right now.

Post # 14
Member
11 posts
Newbee
  • Wedding: March 2008

We are trying to figure out how to afford kids as well. We have a new puppy so that’s a start!!

 

 

Post # 15
Member
2682 posts
Sugar bee

All I know is when I told my dad that the DH wanted to wait until we had enough money to have kids, his response was “if you want until you have enough money you will NEVER have kids”

Post # 16
Member
990 posts
Busy bee

Well, I wonder this constantly! I have friends who make less money than Cam and I combined and have one or two kids and seem to get on just fine – I’m finding out it really is the little things – they don’t have the “little” treats anymore – the difference is what we see of our friends and how they actually live their lives. MY family was very poor growing up – but we went on day trips and such … we packed our meals when we went and we went to free locations. If we went to an amusement park it was somewhere that you don’t pay for admission. It’s funny, because I had a great childhood, and everyone’s right … it will NEVER be the “right” time financially!

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