Post # 1
I use Microsoft Money and I love it. My favorite things is that they sync online with my bank accounts, and I can categorize my expenses. The monthly reports really help me stay on track. I also love the budget tool because it alerts me to over-spending! The money icon in the toolbar goes yellow and an alert pops up (my downfall: eating out and clothes!)
I tried Quicken for a few short weeks and I had so many technical problems with the program, I vowed to never go back. They also don’t have nearly the features for the price (as compared to Microsoft Money).
For the wedding budget, I created a template in excel because I wanted to track each individual purchase, as well as totals for each category (like decor, attire, gifts, etc). This is separate from my regular expenses because I am not paying for all of my wedding, although I do now set aside a certain amount each month for the wedding budget.
How do you keep track of your everyday spending, and your wedding spending…(or do you keep track at all?)
Post # 3
My FI and I keep track of our everyday spendings/bills in our heads! We’re pretty good about not spending money on things we really don’t need and we know when each bill needs to go out. Microsoft Money sounds neat, however I don’t know that I want to dish out the money to pay for it!
For the wedding I’ve been using theknot. I love the budgeter. I also write it out on Word and keep track of everything I’ve bought or paid for, whether it was $2 or $1000.
You sound like you are very organized! Good for you! I try to be, lol.
Post # 4
I don’t track everyday spending, which is perhaps why I constantly overspend!
But as far as wedding spending…I have the best spreadsheet EVER! It keeps track of everything, every category, vendor quotes, amount over (or under) budget, total budget, total underbudget, EVERYTHING!
What would I do without MS Excel???
Post # 5
Mint is my favorite! It’s free, accessible online, and secure (they use the same companies that you use for regular online banking). You can create your own categories, and the software will even automatically categorize your spending so you only have to change the ones that pull incorrectly. I really like the alerting service and all the various analytics they have as well.
I’m using excel to track a separate spending budget for the wedding, though.
Post # 6
- Wedding: September 2009 - City Hall
We use Excel. I made some charts and we do our budgeting that way. He’s responsible for some bills, I’m responsible for others. Most of our bills are auto-paid each month. It works!
Post # 7
@Jeska_June20: Microsoft Money is only $39.99! I use Plus deluxe and it has more feature than I could ever use (budgeting, unlimited accounts including checking, savings, investment and loans!). When I ordered it they had a $10 rebate so I only paid $30.
Post # 8
We use Mint.com and it is great. We can pull in all of our accounts from the web and it includes all the information you need. You can make categories and most of the time it categorizes your purchases automatically, though some have to be altered. There are budgets you can set and it will also send you alerts. We like that we can both log in to it and I have found it so easy, so far.
As for the wedding budget, we are Excel users also. I have one file that has like 20 sheets in it to contain the guest list, the budget, the To Do list, the seating chart and so on. Google docs makes it easily accessible to the FI and Mom.
Post # 9
I love http://www.weddingwire.com. It has a GREAT budget tracking tool. It lets you compare your estimated budget to your actual spending, add and edit categories, etc.
It even produces these nifty graphs for you…if you want to get that detailed. =)
Post # 10
@Lattelove- Wow. I was expecting at least $50-60.
@Renassiancetrophywife- So I just signed up for Mint, and I already love it. Although I’m having trouble getting some of my accounts. Others I didn’t have any problems with. But I’m still on it, checking it out!
Post # 11
i use money for normal spending- but excel for the wedding budget extravaganza!
Post # 12
I use Quicken (love it!) for regular money management/budgeting, and just a simple Excel sheet for wedding budgeting.
Post # 13
For the wedding budget, I use the I Do Wedding Software- I love it! It’s $19.95, and I have used it for invitations, RSVP’s, seating chart, budget, gifts, etc. – totally worth it!
Post # 14
We used to have an awesome Excel spreadsheet. But then we’d go slightly over a limit (like $9, seriously) and I’d freak out for no reason because "I exceeded my budget". These numbers were arbitrarily set by me at the beginning with no knowledge of the real world, so it was a bit silly. Now, we don’t keep track.
We’re paying for everything ourselves, which means as long as we have the money, there’s no reason for us to care about a budget per se. We already know what the big ticket items are, have the money in the bank, and while all the little items add up, we have enough of a cushion in our incomes for it to work. Might be bad fiscal sense, but we have no debt and lots of savings, so meh!
Post # 15
I use Excel. I have different tabs for each month and different tabs for each of my online accounts. It isn’t the most advanced technology, but it works for me! 🙂
Post # 16
i don’t use a budget for everyday things because i know if i’m on track or if i’ve spent too much. when it comes to the wedding budget, i’ve been using excel.