How do you split your bills? and how much left over?

posted 3 years ago in Money
Post # 3
Member
3635 posts
Sugar bee
  • Wedding: May 2012

The only things we truly split and pay from our own money is stuff we’re hiding from each other.  And my PayPal is still linked to my personal checking, so when I buy crochet patterns I pay for them. 

Everything else is paid from the joint account where both our paychecks are deposited.

Post # 4
Member
820 posts
Busy bee
  • Wedding: April 2013

We’re combined completely. Both paychecks get deposited into one account and we both have debit cards linking to that account. We’re also both co-account owners to any and all credit cards, utility accounts, etc. 

Post # 5
Member
3718 posts
Sugar bee
  • Wedding: August 2013

We don’t. We have one joint account. All my money and all his money go into that account. All bills are paid from that account.

Post # 6
Member
6273 posts
Bee Keeper
  • Wedding: March 2014

We don’t.

Post # 7
Member
1888 posts
Buzzing bee
  • Wedding: August 2014

We split all utilities.  Since the storage unit comes out of my account I pay for that, and we adjust the way the rent is split to balance it out (I pay less in rent since I’m paying for the unit).  We both pay our own cell phone, credit cards, auto insurance, gas (but sometimes one of us will cover for the other).  Groceries, and fun stuff are a pretty even split (we don’t keep a formal tally, but tend to swap back and forth).

Post # 8
Member
2657 posts
Sugar bee

We split all essentials evenly – mortgage, utilities, cell phone, groceries, and wedding stuff.  We each have our own car and pay for the payments and insurance ourselves.  FI has student loans which he pays himself.  All of our personal credit card bills we pay separately too.  We use a Google doc to track all of our shared expenses each month.  It’s usually even, but if it’s not we’ll pay the difference to the other person at the end of the month.

Post # 9
Member
896 posts
Busy bee
  • Wedding: July 2009

We don’t.

Post # 10
Member
318 posts
Helper bee
  • Wedding: December 2018

FI  pays for groceries,  cell phones, internet, and dates. I pay everything else but he gives me money each paycheck for me to apply however.  Our finances are separate.

Post # 11
Member
6073 posts
Bee Keeper
  • Wedding: August 2012

@rawrrawr:  I guess you could ask yourself, how much do you want leftover after paying all the bills.  Because if you have $70 with the above plan, and you’re going to take on more bills so FI can pay down his debt, then I am not sure what you can do here, other than keep it all the same.  You don’t want to leave yourself with 0.

 

or combine and come up with a joint plan.  But that would require that each of you examine each other’s expenses.

Post # 12
Member
1867 posts
Buzzing bee
  • Wedding: March 2013

We pool all our bills – we put all my husband’s paycheques into our shared account for major bills (rent, electricity, water, internet, cell phones, insurance) and half of my paycheques into our grocery/extras bank account with the rest in another shared account that we don’t use. We each still maintain our own separate savings accounts (old bank accounts in our country of origin) but we only use that money to buy each other’s birthday/Christmas presents.

Post # 13
Member
10489 posts
Sugar Beekeeper
  • Wedding: January 2011

We don’t anymore.

We used to split rent.  I took care of the other house related bills.  DH still took care of his personal stuff like his cell phone.  Groceries were semi-split, whoever went paid but DH tended to go more than I did, so I would give him money when he asked.  We were both students at the time.  DH worked in the summer, while my pay was more consistent throughout the year.

Post # 14
Member
856 posts
Busy bee
  • Wedding: July 2013

We don’t split anything and never have.

Post # 15
Member
274 posts
Helper bee
  • Wedding: October 2014

Rent, gas, electric, cable, internet are added up…  Every month I pay 1/3 & he pays 2/3  (he makes roughly 2x as much as I do).  He treats me to dates most of the time, unless it’s something I think of and want to treat him, and I buy all of the groceries.  All other personal expenses such as car, cc bills, etc, are paid for by whoever uses it.

 

 

 

Post # 16
Member
5284 posts
Bee Keeper
  • Wedding: April 2013

We dont split. Both of our paychecks go into my account and I take care of paying all the necessary bills. I give DH money when he needs it from the account other then that he uses the money from his cash jobs he has fixing cars to pay for his gas and food while working.

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