How do your monthly bills compare to mine?

posted 2 years ago in Home
Post # 2
Member
716 posts
Busy bee

That all sounds normal to me.  It’s hard to assess the energy cost without knowing the size of your home.

Post # 3
Member
6525 posts
Bee Keeper
  • Wedding: September 2013

Kings7911:  

  • Light/energy – low $40’s during winter – $70-$100 (summer)
  • Cell Phone – $200 (for both of us)
  • Rent –         $1200/mo
  • Time Warner – $200
  • Garbage – $0 (we take out our own trash)
  • Water – $0 (landlord pays for it as we are renting right now, we are saving up for a house)
  • Car payment – $255 (lease)
  • Credit Card – $0
  • Car Insurance (for 1 cars) – $112/mo
  • Netflix – $8
  • MetroCard (public transportation) – $112/mo 

 

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Post # 4
Member
8426 posts
Bumble Beekeeper
  • Wedding: April 2013

Kings7911:  Our cell phone, mortgage and energy bills are about 30% less than yours (1900 sq ft home).  We pay about $50/mo per car for insurance and we don’t have cable (just netflix and hulu).  We use our credit card to pay for our gas, groceries, etc so we get points and pay the balance off at the end of each month (we’re all about 0% financing lol).  We don’t have any car payments.  However, we live in the southeastern US, so the cost of living here isn’t too high.

Post # 5
Member
3280 posts
Sugar bee
  • Wedding: June 2014

We have a 1,200sq ft brick home, one car and one company truck

Light/energy – around $150

Cell Phone – $85 but get re-imbursed some by work

Mortgage – $500 including taxes & insurance

Direct TV – $60

Garbage – $15

Water – $25

Car payment – $250

Car Insurance – $100

Post # 6
Member
4147 posts
Honey bee
  • Wedding: October 2011
  • Electric Bill – $50
  • Cell Phone – $120 for both
  • Mortgage – $1600 (we purchased in May, will have it paid off in about 12 years due to a large down payment and accelerated mortgage payments)
  • Condo Fees – $370
  • Car payment – $450 (to have it paid off quicker)
  • Insurance – $120 (contents, car, travel included)
  • Credit Card – $0 (balance is always paid off)
  • Cable – $70
  • Investment property – about $300 (Renter covers most of the mortgage, we pay the rest plus condo fees)

We live in a 970 sq ft condo, so obviously prices would be much different in a house.  DH has a company vehicle, so gas/insurance/maintenace is all looked after by company.

Post # 7
Member
626 posts
Busy bee
  • Wedding: March 2015

We have a 4/2 and there are 6 of us in the home (and 8 every other weekend):

* Electric Bill – about $300 in the summer (yay FL!) and $140 in the winter, this includes trash p/u and water

* Natural Gas bill – $50

* Cell Phones – $130

* Mortgage – $396 (includes taxes & insurance)

* Car Payment – $361 (will be paid off in Feb WOO-HOO!!)

* Car Insurance – $130 for 2 vehicles

* Dish Network – $55

* Cox (phone/internet) – $75

 

 

Post # 8
Member
2893 posts
Sugar bee
  • Wedding: May 2014

We live in a low cost of living area and bought our house at the bottom of the housing crash (we have a 3.25% mortgage on a 1900 sq ft house that would sell for $20K-$30K more today then when we bought it)

Light/energy- $130
Phone- $160 (with discount due to my work)
Mortgage- $1071 per month, escrowed
Car payment- 0
CCs- $100 minmum payment, attempting to have paid off by December so most extra money goes to it
Insurance; $65.83 onth or $790 per year for two cars and a personal items policy (does not include home owners as that is in mortgage)
Cable/Internet $120 per month
Water/Sewer/Garbage- $40 all on the same bill

I didn’t include our biggest bill (student loans)

Post # 9
Member
2675 posts
Sugar bee
  • Wedding: May 2014 - Madison, WI

We rent a 1,052 sqaure foot apartment.

  • Light/energy – $130 (summer)/$50 (winter)
  • Cell Phone – $165 – Three people
  • Rent – $1195
  • Charter Cable/Internet/Phone – $186
  • Car payment – $263 – to be paid off in October
  • Credit Card – $300
  • Car Insurance – $54
Post # 10
Member
585 posts
Busy bee

Kings7911:  In south texas:

 

  • Light/energy – ~$150-200 in the summer, $75 in the winter.
  • Natural Gas (winter only)- $50-75
  • Cell Phone – $100 includes both of us
  • Mortgage – $1600, includes house, property taxes, and home insurance
  • Comcast Internet– $35
  • Water & Garbage – $50
  • Credit Card – we pay off what we spend that month
  • Car Insurance (for 2 cars) – $119
  • Netflix – $8
  • Toll road- ~ $40/ 3 months or so
  • HOA fees – $800/year

 

Post # 11
Member
4828 posts
Honey bee
  • Wedding: May 2014

Kings7911:  Off the top of my head…

* gas/electric (budget plan) – $178

* cell phone for 2 – $90

* mortgage – $1000

* cable/internet – $83

Post # 12
Member
2355 posts
Buzzing bee
  • Wedding: September 2014

Rent: $575 including water and garbage

Electric: $135 during the hottest month of the year with a/c set on 80. (1,250 sq. ft. top-floor condo)

25mbps internet, local SD channels, and HBO: $53

Netflix: $9

Cell phone: $50 for one Tracfone ($10) and one MetroPCS phone ($40)

Gas: $160

Car Ins: $53 liability for 1 vehicle

Car payment: none

Credit card: none

Groceries: $360 including paper products, cleaning products, personal hygiene items, and pet supplies (cat and fish). We use a cash budget for this and the next two categories since it’s very easy to go over. Once the cash is gone, it’s gone.

Work snacks, drinks, coffee: $40 (We always pack lunches.)

Fun/miscellaneous money: $50

My health insurance: $6.80 (subsidized, catastrophic plan). FI has employer dental and health that I will switch to once we’re married, so this will go up but give me better coverage.

Everything else goes into savings. We run a tight budget and keep our total expenses just under $1,500 per month. We plan on living where we are now for awhile; the rent is very hard to beat. I live in the SE US.

Post # 13
Member
2891 posts
Sugar bee
  • Wedding: May 2015

Kings7911: when i lived in Seattle, I had a 950 sq ft studio loft in Pioneer Square for $900 / month, which included most utilities except for PG&E. PG&E was approx. $20 / month. Internet & cell phone was $110 / month.

Credit card was paid in full each month, and I put $70 on my Orca card / month. No car, so no other expenses. 

I kind of miss those days of cheap living. 

Post # 14
Member
1256 posts
Bumble bee
  • Wedding: October 2014

 

  • Light/energy – $50-100 depending on season
  • Cell Phone – $170 for both
  • Mortgage – $1200 including HOA
  • Comcast – $50 internet only
  • Garbage – $no clue
  • Water – $no clue
  • Car payments – $600
  • Credit Card – $0 (no debt)
  • Car Insurance (for 2 cars) – $150
  • Netflix – $12
  • Entertainment – $2,000
  • Savings/Retirement/etc- Remaining (majority) of mothly income

 

Post # 15
Member
1892 posts
Buzzing bee
  • Wedding: May 2013

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