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How does your credit score change when you get married?

posted 1 year ago in Money
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    1.
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    Helper bee
    AnneNM82    June 12, 2012   Nebraska

    I've heard that when you get married, your husband's credit score affects yours. Is this true? My FI doesn't have the best credit. Is there a way we can keep our own scores? Does anyone know how this works?

     
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    MissAsB    June 6, 2009   Married in CO, Living in AL

    The only way it affects you is if the two of you apply for a loan together.  Then they will use the lowest score to determine your rate.  Your husband should work on repairing his credit.

     
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    Bee
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    Sugar bee
    meerkat    December 14, 2010   Riviera Maya, MX / Kalamazoo, MI

    Yep MissAsB is right.  As long as your not looking to apply for any large loans anytime quick it really won't effect you because you will be able to do it in just your name.

     

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