Post # 1
Some of our guests were very generous and gave us checks, but they’re made out to “Mr. and Mrs. John Doe.” I’m still Jane Smith.
I’m planning on changing my name, but first I have to wait until I receive the marriage certificate in the mail (we were married in NY, and we live in CA)…so that will probably take 2 weeks. And THEN I have to get my social security card, and my driver’s license changed… that will probably take another 3 weeks. And *THEN* I have to get a joint bank account with my husband. So I’m assuming this whole process will probably take about 6-7 weeks.
Will we be able to deposit the checks 6-7 weeks from now?
Post # 2
LadyMoriarty: Have you tried to deposit them? The banks will frequently deposit regardless of the name specifics 🙂 Your husband may have better luck since it matches his last name 🙂
As a courtesy to your guests, and their checkbook balancing, I’d try not to wait that long to deposit them.
Post # 3
LadyMoriarty: Can’t your husband deposit them? How about you guys just combine a bank account right now and do it that way? Usually I wouldn’t wait over a month.
Post # 4
melonseeds: I didn’t think he’d be able to, since I’m technically not ‘Mrs Doe” yet. I could sign them over to him anyway though?
Post # 5
LadyMoriarty: My husband and I had this issue too. I decided to not change my last name, but some people did not know that. We just went into the bank where my husband has an account and explained the situation, and they deposited it to his account. Maybe call your bank and ask them what their policy is? They should be able to tell you if they need the marriage certificate or not.
Post # 6
LadyMoriarty: Ah, the way I read your OP is that the check is made to “Mr. and Mrs. John Doe” and your husband is “John Doe”. Just sign them to him
heres another thread on WB that might help
How to cash the checks when I haven’t changed my name?
Post # 7
I’m sure you can deposit it- at least into your husband’s account. We had several “mr & mrs lastname” checks that we had no problem with.
Post # 8
- Wedding: November 2013 - St. Augustine Beach, FL
LadyMoriarty: Technically forever but most banks will only honor them for up to 60-90 days after they were written. I deposited checks into my personal account (i.e. under my maiden name) addressed to Mr. and Mrs. HisLastName with no problems from the bank.
Post # 9
LadyMoriarty: It’s not necessarily how long the checks last but how long your family/friends can have a check in limbo. My biggest pet peeve is people who hang on to checks I have written. I would just swing into the bank and talk to them. I have gotten a check from an elderly family member made out to Mr. and Mrs. R but I’m still Ms. C were not even married yet! I was able to deposit the check no problem in our joint account. The banker did say that she would have needed me to get a new check if I wanted to cash it.
Post # 10
Thanks everyone 🙂 This evening we’re going to go down to my bank (Wells Fargo) and see if they’ll let me deposit the checks into my account (with my husband present)
Post # 11
- Wedding: December 2014 - 13th ~ TN
LadyMoriarty: Typically 6 months. As other bees have stated though, if they have both names and your husband has an account you can probably deposit them. You can also try taking in your marriage certificate without having changed all your ids yet.
Post # 12
Banks are not legally required to cash checks that are more than 6 months old in Canada. They may do it, but hey are not required to.
Normally you can just endorse the check with the wrong name, e.g Mrs John Doe, then the right name Lad Loriarty.
Phone your bank and ask what their policy is.
Post # 13
wells fargo was fine with my name not being changed yet! they had me sign my name on the account, then my new name, then had my husband sign.
it took a while but they took all the checks!
Post # 14
Personal checks are valid for 6 months (180 days, technically). However, most banks will let you deposit them if you sign them with both of your maiden and married names. I think taking your husband with you to your bank will be helpful, just to be safe.
Post # 15
Just have your husband cash them. Also you likely won’t have any issues if you just deposit through the ATM. The bank tried to make me feel bad about not changing my name and I threw a huge fit.