How much did prenatal care cost? (US Bees)

posted 3 years ago in Pregnancy
Post # 3
Member
2184 posts
Buzzing bee
  • Wedding: November 2011 - Florida Aquarium

My insurance has covered everything, 100%. My hospital stay will be 100% covered as well. I don’t remember the details of what was actually charged, though. 

Post # 4
Member
2174 posts
Buzzing bee
  • Wedding: November 2012

I had to pay a $20 co-pay at my first OB appointment, and everything after that is covered 100%.  For delivery, I will have a $250 deductible, and then 20% of the bill up to $5000 to pay.

Post # 5
Member
661 posts
Busy bee
  • Wedding: May 2012

Our insurance has an estimator tool… For our area it’s billed lump sum when you give birth… I think the total negotiated rate is somewhere in the 20,000 to 15,000 range… So with our deductibles and co insurance we’ll owe about $2,000… Plus $25 per visit so I think we’re going to put away $2,500 if we get a HSA account…

Post # 6
Member
133 posts
Blushing bee
  • Wedding: July 2012

I depends so much on your insurance! If I was to get pregnant on my insurance I would have $5000 deductible before they would start covering things plus copays for dr appts. Before we start trying I will switch to my husband’s. With his we will pay very little almost all will be covered.

You should be able to get a break down of how much things cost by calling your insurance. We are given a breakdown of common things at the before each new year.

Post # 7
Member
3677 posts
Sugar bee

It also varies a lot depending on whether you work with a midwife, a family practice physician or an OB. That’s only partly under your control (i.e. you might start care with a midwife or family practice MD but develop risk factors that cause them to refer you to an OB), but one way of helping limit costs is to not automatically default to an OB as your primary caregiver.

 

Post # 8
Member
7654 posts
Bumble Beekeeper
  • Wedding: July 2012

@guitargirl:  It vaires a lot, but so far during my prenatal care I haven’t had to pay a cent. Not even a copay. However, if I want any additional u/s, it is around $120-$160 bucks, and insurance won’t cover any additional. They only cover the 12 week and 20 week.

As far as labor and delivery I hear my insurance rocks and I will hardly have to pay anything, but I haven’t looked into it further because, to me, I already know what I am getting myself into kind of thing, lol.

Post # 9
Member
729 posts
Busy bee
  • Wedding: November 2007

Mine will be covered at 100% through my employer.

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