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I agree with your mom, I don't really see the point in insuring it. What would you do with another one?
To be fair, I'm having a hard time coming to terms with the idea of just wearing a beautiful dress for one day. Right now I'd like to find one I can alter and maybe wear again someday. (We'll see if that's even possible.) Nor did I know you insure dresses.
By the way, your dress looks gorgeous and I can see why you want to hang onto it!
IMG_6725.JPG (863.9 KB, 32 downloads) 2 years old IMG_6726.JPG (586.3 KB, 30 downloads) 2 years old IMG_6722.JPG (746 KB, 30 downloads) 2 years old photo(9).jpg (175.4 KB, 29 downloads) 2 years old IMG_6734.JPG (1048.1 KB, 31 downloads) 2 years old 3rd_option.png (97.1 KB, 32 downloads) 2 years old 
Never even considered it. I thought it was something that people did prior to the wedding, in case anything happened (in which case, they actually would need to replace it).
My dress was worth $3K when I bought it, and I will probably keep it. (I haven't had much luck selling it). But I won't insure it because, as your mom points out, what is the loss? It's not like I have a custom Dior gown that may be worth something as a museaum piece someday. And any emotional attachment you have to it will still be lost, since you can never buy a replacement for YOUR wedding dress.
You might want to add options for "Not Cleaning It" and "Not Keepint It." I donated my dress to Brides Against Breast Cancer.
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I didnt insure it and I sent it to them and got it back with no issues.
I didn't insure mine, because it's just for shipping purchases in case it gets lost. It has nothing to do with if WedClean damages your dress.
I was really happy with their communication and everything and I was already saying good stuff about them, but I should have waited! I got my dress back and there are 2 unknown ORANGE spots on my dress that WERE NOT there before. I e-mailed the person I had been corresponding with and she said she would look into it and get back to me. I e-mailed her AGAIN the beginning of this week because I hadn't heard anything for 3 weeks as of right now still no response. I am pretty livid because they ruined my dress and so far isn't trying to remedy the situation. Yeah I already wore the dress, but it's a 5K dress and this is ridiculous. What if I wanted to resell it? Not possible with those stains because they are on the front of the skirt and are VERY noticeable. I'm attaching pictures for you to see. They have great reviews, but I just wanted to warn you because the one thing I was most worried about actually happened to me. Oh, and the second image, when you run your finger over the orange marking, your finger actually stays with like this greasy dirty feeling.
DSC02177a.jpg (15.1 KB, 60 downloads) 3 years old DSC02176a.jpg (15.8 KB, 67 downloads) 3 years old 
Thanks all, that's what I'm thinking.
Pinot, thanks for the suggestion, and though this is a good solution for some people, I love my dress and really want to hang on to it, so it's not an option in my case.
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I'm getting my dress cleaned and preserved with Wedclean, but I have no idea how much to insure the dress for, if anything.
I'm not planning on selling it and I'm not planning on having my daughter wear it (though it would be fun if she wanted to!). It's really just going to sit in my closet. On occasion, I might take it out and watch TV in it Friends-style. =)
I bought my dress at a sample sale, so it was 40% off. Even if I insured the dress at the sample sale amount, it's more than I want to pay for insurance, and insuring the full amount is a *whole* lot more than I want to pay. Then on top of that, do I insure it for the alterations amount? I mean, if anything happened to it, I would have a new dress, but it's not like I could wear it. But does that even matter? Where would I wear it to?
My mom thinks that because we bought the dress for that one day, it doesn't make sense to insure it. If something happened and we had to buy another dress, it's not like I would have another wedding to wear it to, nor is it my wedding dress; it's really just a fancy dress that's hanging in my closet. She just thinks of it as a sunk cost from the wedding.
What did you do?
And just for fun, detail pics of the top and bottom of the dress from Jeremy Evans Thomas!
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