How much do you pay for car insurance?

posted 3 years ago in Money
Post # 3
2246 posts
Buzzing bee
  • Wedding: September 2012 - Southern California

Well to preface this, DH is an awful driver :/.

We have full coverage on our 2011 Nissan Sentra & just liability on our 2001 Dodge Dakota & we pay a total of $203/month with Infiniti Southern California.

Post # 5
6073 posts
Bee Keeper
  • Wedding: August 2012

2 drivers, a 1998 Saturn SL and a 2005 Subaru Outback

$358 every 6 months for both.

Post # 6
274 posts
Helper bee
  • Wedding: October 2014

I pay $488/year with Statefarm. 

I live in Virginia and drive a 09 Honda Civic that’s fully paid off (no collision). Never been in an accident.  Have had somewhere between 5-10 speeding tickets.


Bodily injury 50,000/100,000

Property damage 25,000

Post # 7
11300 posts
Sugar Beekeeper
  • Wedding: August 2013

Unfortunately, Michigan has one of the highest car insurance rates in the country (because we have no-fault, which is effing stupid). I don’t actually know what our current bill is (except that with the both of us for full coverage, it’s around $1000 every six months :), but:

– 1998 Nissan Altima, PLPD (state minimum coverage) was like $100 a month

– 2006 Subaru Impreza, full coverage $155 a month

I have no tickets, points, accidents, never even been pulled over. And it’s STILL crazy high.

Post # 8
272 posts
Helper bee
  • Wedding: May 2014 - Muhlhauser Barn

When I had a 2006 Aveo I was paying $45 a month… we traded that in to get a 2009 VW GTI & now I’m paying $76. Full coverage for both instances. I don’t have any tickets on my record at this point, no accidents either. This is in Cincinnati, Ohio with discounts for having both my house & car insured through Progressive.

Post # 9
1826 posts
Buzzing bee
  • Wedding: December 2013

We pay $420/month to State Farm but that includes $275000 house plus contents, 2004 F150 FX4, 2013 VW Jetta TDI, 2006 750cc Honda Shadow and an additional rider on my ring. I have been with them since I started driving and have NEVER found anyone with better rates.

ETA: There is full coverage with little to no deductible on everything and $1M liability.

Post # 10
156 posts
Blushing bee
  • Wedding: April 2014

Mine is $120/mo for a 2012 mini cooper.  Full coverage.

Post # 11
2675 posts
Sugar bee
  • Wedding: May 2014 - Madison, WI

I pay $49/month for full coverage on my 2007 Mazda 6 through GEICO

FI pays about the same for his 09′ Ford Focus also through GEICO.

I pay $16/mo for renter’s insurance and though I added that via GEICO it is handled through Traveler’s and paid to them separate from my car insurance.

Post # 12
601 posts
Busy bee
  • Wedding: July 2014

In NJ – I pay 68 a month but I also don’t have the best coverage for my car. At this point – my car is old enough and has enough miles that if it was in a crash, it’s better to buy a new car lol.

Post # 13
968 posts
Busy bee
  • Wedding: July 2013

202 a month, 2013 Chevy Cruze Turbo. 

Full coverage

300/100 deductible

1Mil liability (pretty much needed if you drive near toronto since you could potentially hit a jay-walker and be sued…)

Includes my financing coverage (0%)


Used to be:

164 a month for 2005 Chevy Malibu LS

Full Coverage

300/100 deductible

1Mil Liability


Post # 14
206 posts
Helper bee
  • Wedding: May 2013

In Virginia, I paid about $74/per month, 2005 Honda Accord. Getting married and adding husbands car and homeowners insurance, it went down to $ 56/per month. And I have really great coverage.

Post # 15
1048 posts
Bumble bee
  • Wedding: September 2013

@LadyBlackheart:  Can you add a poll?  I wouldn’t mind sharing annoymously, but really don’t want to list out my specifics on here.

Post # 16
2696 posts
Sugar bee
  • Wedding: May 2014

I’m a speed demon…$150/month for full coverage on a Suzuki Grand Vitara.

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