How much do you rack up on CCs each month?

posted 3 years ago in Money
  • poll: How much do you usually spend + interest on your CCs?
    I'm voting just for myself : (44 votes)
    17 %
    I'm voting for both my SO and I : (59 votes)
    23 %
    less than $100 : (49 votes)
    19 %
    $100-$250 : (13 votes)
    5 %
    $250-$500 : (17 votes)
    7 %
    $500-$750 : (15 votes)
    6 %
    $750-$1000 : (17 votes)
    7 %
    $1000-$1500 : (26 votes)
    10 %
    $1500-$2000 : (16 votes)
    6 %
  • Post # 3
    Member
    1888 posts
    Buzzing bee
    • Wedding: August 2014

    I purposly have a low limit to avoid getting into any trouble!

    Post # 4
    Member
    3777 posts
    Honey bee
    • Wedding: February 2013

    We use cash back credit cards for everything and pay off the balance each month, so we never pay interest.

    Post # 5
    Member
    995 posts
    Busy bee
    • Wedding: May 2013

    $0. I don’t believe in credit cards

    Post # 6
    Member
    7 posts
    Newbee
    • Wedding: April 2014

    I pay mine off each month though. Only use it to get miles for flights

    Post # 7
    Member
    2576 posts
    Sugar bee
    • Wedding: November 2013

    @AB Bride:  I voted $1000-1500, but I am trying to get down to $750-1000. I have both a cash back and rewards points credit cards so I try to put everything I can on them. I spent my 20s in a lot of CC debt, but will be CC debt free by this April at the rate I’m going with paying things down. 🙂

    Post # 8
    Member
    431 posts
    Helper bee
    • Wedding: June 2014

    I don’t have any credit cards. Don’t want them.

     

    Post # 10
    Member
    5087 posts
    Bee Keeper
    • Wedding: April 2014

    We have one for wedding purchases, so that we have a safety net if the companies we use go bust. 

    Post # 11
    Member
    885 posts
    Busy bee
    • Wedding: October 2013

    Around $3000/month, but we put everything on CC (groceries, gas, shopping, etc) because we get awesome travel rewards points.  We always pay off at the end of the month, so no interest, and I like it better than using cash since I can track our spending easier, and there is no fee like there is with debit.

    Post # 12
    Member
    3989 posts
    Honey bee
    • Wedding: October 2011

    I only use my credit card for all purchases so I can get points and cash back, but I pay it off every month.  So never have to pay interest.  I voted between 750-1,000.

    Post # 13
    Member
    451 posts
    Helper bee
    • Wedding: August 2015

    $0.  FI does not have a credit card, does not believe in them.  I have a few but only use them to get cash back.  I pay them off in full every month.

    Post # 14
    Member
    3777 posts
    Honey bee
    • Wedding: February 2013

    @Little_Nut88:  I agree, I like using CCs more than cash or debit, especially after the Target identify theft issue. If we have any fraud our CC company catches it fast, and it’s not tied to our bank accounts! O_O

    Post # 15
    Member
    3777 posts
    Honey bee
    • Wedding: February 2013

    @AB Bride:  Yup, we got some major cash back from the wedding spending!

    Post # 16
    Member
    1327 posts
    Bumble bee

    I use my credit cards for almost every expense in order to get points/cash back, but I never buy anything that I can’t pay for in cash.  I pay my credit cards off in full with every paycheque.

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