How much money do you have in savings?

posted 3 years ago in Money
  • poll: How much money do and your SO you have in savings? (In USD)
    We are in debt 10k or more : (22 votes)
    8 %
    We are in debt less than 10K : (11 votes)
    4 %
    We don't have any savings or debt. : (12 votes)
    4 %
    $1-$5,000 : (35 votes)
    13 %
    $5,000-$10,000 : (34 votes)
    12 %
    $10,000-20,000 : (44 votes)
    16 %
    $20,000 - $50,000 : (50 votes)
    18 %
    $50,000-$100,000 : (21 votes)
    8 %
    $100,000 and above : (41 votes)
    15 %
  • Post # 4
    Member
    2912 posts
    Sugar bee
    • Wedding: March 2014

    Savings in a bank account? Does this include money tied up in shares? Or just money you can access immediately?

    Post # 5
    Member
    4483 posts
    Honey bee
    • Wedding: April 2015

    I am in debt, he has savings. He sees both as both of ours though, so I split the difference and voted that way.

    Post # 7
    Member
    8593 posts
    Bumble Beekeeper
    • Wedding: September 2013

    Geez I wish I had $100k in savings.

    I’m not counting retirement because I don’t consider that “savings” since it’s not easily accessible.  I only include “savings” to be money in my savings account at my bank that sits next to my checking account.

    Hmmm I have student loan debt but money in savings, $10k right now.  Thank god the wedding is almost over because that will go up quickly without all the wedding stuff.

    I also have my retirement account and a deffered comp account.

    Post # 9
    Member
    926 posts
    Busy bee
    • Wedding: September 2013

    @LittleRedOwl:  I currently have about $15,000 in my savings, FI has $20,000 probably.  There’s extra lingering in our checking accounts, too.  We are also adding each month to those, so they keep growing.  I also have an IRA but no idea how much is in it.  We are combining our accounts after we get married, so we’ll be over $50,000 by then together.  We also have zero debt between us, everything gets paid off in full each month, no car payments either, just a mortgage right now.

    Post # 10
    Hostess
    9919 posts
    Buzzing Beekeeper
    • Wedding: May 2014

    I can’t answer.  We owe about $50k (student loans, credit cards, PLC) but we also have about $1500 in savings for emergencies so we don’t have to put it on credit (i get paid mileage for my job, that money is in a savings account for car repairs) and I have RSP’s that I’m required to put money in to right now because I took funds out for school and FH has a pension plan at work that we refuse to draw on even though we could. 

    Post # 11
    Member
    3813 posts
    Honey bee
    • Wedding: August 2013 - Brookfield Zoo

    A little over $10k.  It used to be much more (relatively speaking, I wish I had $100k or more!!), but we just used quite a bit on a 20% downpayment for a house.

    Post # 13
    Member
    919 posts
    Busy bee
    • Wedding: September 2012

    @LittleRedOwl:  I think we have about $2,000 in savings, no debt. We just started working professionally this year and according to some of our relatives we’re not saving enough.

    Post # 14
    Member
    318 posts
    Helper bee
    • Wedding: December 2018

    I  have $52,000 in the bank.  Roughly $26,000 in bonds.  No debt besides a mortgage. FI is in debt  up the ying yang  and has nothing  in savings Cry sometimes  it makes me  think there is no point in getting married  since I will never have a partner that can help me out and contribute to the household.

    Post # 15
    Member
    513 posts
    Busy bee
    • Wedding: July 2014

    We have combined about 11K in savings, but I have about $60K in student debt (yay grad school), FI has a consolidated loan from his car and studen loan that he will be done paying off next year

    Post # 16
    Member
    10495 posts
    Sugar Beekeeper
    • Wedding: January 2011

    Our savings recently dropped big time (we were at $100k+), and we also took on a large amount of debt.  We still have a decent amount of savings though.

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