Post # 1
Just curious where my husband and I fall compared to other couples. (This is combining both your and your SO’s savings.) I know personally so many couples are in debt these days so I have no idea what the norm is! You can also include stocks, and any other monetary physical assets into that as well (ex. Silver/gold coins/bars).
Obviously you can just make a choice in the poll anonymously and not disclose your ammount in the post.
Post # 4
Savings in a bank account? Does this include money tied up in shares? Or just money you can access immediately?
Post # 5
I am in debt, he has savings. He sees both as both of ours though, so I split the difference and voted that way.
Post # 6
@FauxBoho: You can include shares in the ammount.
Post # 7
Geez I wish I had $100k in savings.
I’m not counting retirement because I don’t consider that “savings” since it’s not easily accessible. I only include “savings” to be money in my savings account at my bank that sits next to my checking account.
Hmmm I have student loan debt but money in savings, $10k right now. Thank god the wedding is almost over because that will go up quickly without all the wedding stuff.
I also have my retirement account and a deffered comp account.
Post # 8
@LittleRedOwl: we have a little under 15k, but I owe 11k on my car still
Post # 9
@LittleRedOwl: I currently have about $15,000 in my savings, FI has $20,000 probably. There’s extra lingering in our checking accounts, too. We are also adding each month to those, so they keep growing. I also have an IRA but no idea how much is in it. We are combining our accounts after we get married, so we’ll be over $50,000 by then together. We also have zero debt between us, everything gets paid off in full each month, no car payments either, just a mortgage right now.
Post # 10
I can’t answer. We owe about $50k (student loans, credit cards, PLC) but we also have about $1500 in savings for emergencies so we don’t have to put it on credit (i get paid mileage for my job, that money is in a savings account for car repairs) and I have RSP’s that I’m required to put money in to right now because I took funds out for school and FH has a pension plan at work that we refuse to draw on even though we could.
Post # 11
- Wedding: August 2013 - Brookfield Zoo
A little over $10k. It used to be much more (relatively speaking, I wish I had $100k or more!!), but we just used quite a bit on a 20% downpayment for a house.
Post # 12
@kes18: I didnt count retirement either. I thought the same thing though when I saw that some people had 100K or more, I wish I had that much! Give us a few years 😉
@MsGinkgo: I hadn’t considered putting an option like that. Sorry! Interesting to know though.
Post # 13
@LittleRedOwl: I think we have about $2,000 in savings, no debt. We just started working professionally this year and according to some of our relatives we’re not saving enough.
Post # 14
I have $52,000 in the bank. Roughly $26,000 in bonds. No debt besides a mortgage. FI is in debt up the ying yang and has nothing in savings sometimes it makes me think there is no point in getting married since I will never have a partner that can help me out and contribute to the household.
Post # 15
We have combined about 11K in savings, but I have about $60K in student debt (yay grad school), FI has a consolidated loan from his car and studen loan that he will be done paying off next year
Post # 16
Our savings recently dropped big time (we were at $100k+), and we also took on a large amount of debt. We still have a decent amount of savings though.