Post # 1
We’re just 2 weeks away from our Europe Honeymoon and I’m not sure how much money (on average) we should be bringing with us? I also heard that people just take out money in Europe? Is that more costly? Honeymoon consists of 2 days in Athens, 7 days in Greece and 3 days in rome. Hotels have all been paid for so we just need money for food/cabs/ferries/souvenirs/misc. Any ideas?
Post # 2
- Wedding: November 2013 - St. Augustine Beach, FL
cheesecakelove: At least $100 a day per person. We’re taking $3000 for our 15 day trip in the fall. Even so, I have been researching moderately priced restaurants and comparing cab and ferry fees to make sure we know the best deals and can deal with companies that may not speak the best English. The rule of thumb I have been given from friends that have been is to learn the local language as best you can and avoid signs geared for tourists which are usually in English or offer English menus.
I have been using the Duo Lingo program to learn French since we’re going to Paris. It consists of an online program which you can also access through a free app on your phone or Kindle. I love it and I already feel totally comfortable ordering food and drinks in French. Now I just need to learn how to ask for the restroom!
Post # 3
cheesecakelove: When we went overseas last year we got a travel credit card from AAA – we could use it to pay for things *and* to take cash out of ATMs. It was super convenient and I would do it again. We got it through our local AAA office; the card gets “loaded” with $$ you give them, so it’s not linked to your own bank account, and it felt safe.
Edited to add: I think you should make an estimated budget and then bump it up by 50%, assuming you have the funds to do that, but I don’t think you should bring the full amount in cash. Traveling with that much cash seems unwise.
Post # 4
cheesecakelove: a lot of travel sites say 100E a day, but we usually only buy about 200E to have cash on hand, then use cards. Our travel Visa card has great insurance and no transaction/foreign exchange fees, and I find it’s actually cheaper to use that for most purchases than to buy euros at the rate set by Canadian banks. I suggest checking with your bank to get a good travel credit card with no foreign fees. Ours has a high annual fee, but the travel points we get nets us more than what the card costs.
We tend to pay for what we can with our credit cards. We also use ATMs for cash, if we run out. In Canada, ATM withdrawals have a $1-3 fee, but most ATMs that I’ve used across Western Europe have not had a fee. Check to see what network your bank is a part of, and you should be fine.
The other reason we tend to not bring a ton of cash with us is for safety. I don’t carry much cash around at home, and I’m not a fan of doing it abroad either. As long as your bank is part of the wide ATM networks (like Interac/Cirrus/Pulse) and you’ve alerted them that you are travelling to these specific destinations, it’s fine to just carry nominal cash and use ATMs when needed.
Post # 5
cheesecakelove: I went to Paris and Barcelona for a week and a half – we spent $2000 – that was for breakfast,lunch,dinner and whatever we did in between. But we didn’t carry about $2000 euros, we took $1000 with us going and then took out more money when we needed it from the ATM.
Post # 6
We save around £100 a day for a holiday in Europe. We’d spend no where near that in the small spanish and Greek villages. But Rome? That could be easy if you fancy eating out and drinking. And anything in Rome is expensive lol especially in the piazze.
Also Athens is in Greece lol where are the other 7 days?
Post # 7
I would not bring cash. You get a better exchange rate taking money out of an ATM. Exchange rate for the euro stinks right now so I would probably add a little buffer in there. We usually took out 300-500 euros every few days when we went to France and Italy last year. I would never ever carry around more than that at one time in case of getting pickpocketed!
Post # 8
cheesecakelove: Bring your ATM card for the cash machine. I didn’t bring or carry much cash in Europe. My ATM card worked everywhere I went and it’s not a “chip” card. Capital One offers a good credit card to use overseas. I think it has less or no fees for foreign transactions. I can’t recall but you should check it out if you think you’ll need to use a credit card.
Post # 9
LilRhodyGem: We have the Capital One Venture Card too!
We also put money in a different account for trips so that I don’t have to worry about it interfering with our regular bills that continue to be paid while we are gone. The account we use for traveling is Schwab’s checking account. There are no foreign conversion fees and you get ATM reimbursement for charges so it doesn’t end up causing any fees.
Post # 10
I would take out cash from the ATM where you can, a large-ish sum like 300-400 euros at a time so I didn’t have to pay ATM fees as often. I also used my Capital One card overseas, because there was no foreign conversion fee, although some places will charge you a fee for using a cc. I don’t think people use them as much as we do in the US.
Post # 11
cheesecakelove: we went to italy on our honeymoon for 2 weeks. we had allotted $1500/person in spending money. additionally i put a few larger purchases and extras on my credit card. i brought the credit card with me that had the lowest conversion fee, i think it was 2%.
have a fabulous time.
Post # 12
Don’t carry loads of cash. Roman and Athens are both full of pickpockets and you are better off not having to stress about where your money physically is. The only country I would stress about taking cash to is Cuba, pretty much everywhere else you can relatively easily find a cash machine, particularly in Europe.
Post # 13
MrsSaltWaterTaffy: That’s a really great idea to set up multiple accounts. I’ll have to remember that trick next time!
Post # 14
I never bring a lot of cash anywhere I go. Practically everywhere that is touristy that you’d go takes credit card (that way you get the best daily rate, even better if you have a no fee card) and then use their ATMs and take out 200-300 a time. Usually one or two ATM withdrawal and credit cards is all we need.
Post # 15
You vacan use your credit cards in Europe, in fact you usually get a better exchange rate that way. Just be aware that you need to tell your bank/credit card company that you are traveling because if they suddenly see charges from Greece they might freeze your card. Don’t carry a lot of cash, and watch your pockets. When I go to Europe I wear a cross body bag that zips up because someone can’t snatch it off your shoulder and it’s harder for pickpockets to get in to. If you have not traveled much, I suggest that you visit the US State Department website and look up travel tips for where you are going. They will also let you know about safety concerns. Use the safe in your room as well, and if you are not required to have your passport on you at all times, leave it in the safe. Also make copies of your cards and passports. Leave some in the room safe and leave a set at home with a trusted family member in case your passport gets lost or stolen. Do your research!