Weddingbee boards

@stargal34:  There is a program online that you can enter all kinds of details and it would give you an idea how much it would be over a year.  My son is 8 so I really don't have the best guess on these prices.  I know he went through about 240-300 diapers a month though.  With the next one we will be trying cloth though.  I really didn't buy a ton of clothes on a regular basis because I got so much from my shower and would buy something here or there to fill in his needs.  

Sorry I couldn't give you a solid answer.  Good luck on figuring it all out

There are other expenses you will want to consider as well.

• Insurance.  If you have insurance through an employer, the cost will increase if you are changing from a single/ employee&spouse plan to a family plan.  For my husband's insurance, I think the increase was over $200 a month (so basically his paycheck "decreases" by over $200/month).
• Baby formula.  Many moms want to breastfeed, but sometimes the child is unable to (ex. soy, semi-elemental and elemental formulas can be very expensive - A few months ago I priced elemental formula as costing about $350 or more/month!)
• Doctor's appointments and medications.  We don't like to think about our kids getting sick, but it definitely does happen. 
• Cost of labor and delivery.  If there are no complication, I believe a vaginal birth costs between $9,000 to $17,000 and a C-section costs between $14,000 and $25,000 (and keep in mind that even if you really want a vaginal birth, it's not always possible).  For a healthy baby delivered at term, the baby's bill will be between $1500 and $4000.  You'll want to check your insurance policy to make sure that childbirth is a covered item (it often isn't if you purchase your insurance as an individual, not through a place of employment) ... and check to see if you have a deductible.  For example, my husband and I have good insurance, but we would still have to pay a $5000 deductible for me and a $5000 deductible for any of the child's expenses ($10,000!!) before the insurance paid 100% for the rest.
• If your child is unfortunately born early or there are complications, s/he could spend several weeks (or longer) in the NICU.  The daily cost of being in a NICU is approximately $3500.  You will still typically be responsible for some of the cost, even if you have insurance.
• If you don't get paid maternity leave, you'll basically lose that income for about 12 weeks.

So obviously I listed out some situations that thankfully are not going to happen in every pregnancy!  However, I would definitely encourage you to look at your financial situation and then try to save as much as possible as a "just in case" fund.