How much total debt did you/ do you have at 30 years old?

posted 3 years ago in Money
  • poll: How much debt did you have at 30 years old?
    0-10,000 : (69 votes)
    62 %
    10,000-25,000 : (14 votes)
    13 %
    25,000-50,000 : (10 votes)
    9 %
    50,000-75,000 : (11 votes)
    10 %
    75,000-100,000 : (1 votes)
    1 %
    100-150,000 : (4 votes)
    4 %
    150-200,000 : (3 votes)
    3 %
    200-300,000 : (0 votes)
    More Than 300,000 : (0 votes)
  • Post # 3
    Member
    772 posts
    Busy bee
    • Wedding: September 2013

    Do mortgages count?

    Post # 4
    Member
    4043 posts
    Honey bee

    @freshflowers:  I am not 30, but just wondering if you are including mortgage loans as well? I assume you are, but just clarifying. That would significantly increase some peoples totals.

    Post # 5
    Member
    5207 posts
    Bee Keeper
    • Wedding: February 2013

    I’ll be 30 next month and I have no debt.

    Post # 6
    Member
    10489 posts
    Sugar Beekeeper
    • Wedding: January 2011

    When I turned 30 – 0.  Later in the year above 300k.

    Post # 7
    Member
    2891 posts
    Sugar bee
    • Wedding: May 2015

    None – paid off all my student loans by 30 and I don’t have a mortgage. We probably will never own unless we move out of the city. 

    Post # 10
    Member
    4215 posts
    Honey bee
    • Wedding: August 2013

    I’m 28 and have not had debt since I was 21 other than the mortgage. 

    Post # 11
    Member
    772 posts
    Busy bee
    • Wedding: September 2013

    In that case, I have over $40k in student loans…ridiculous considering California’s public schools are “free.”

    Post # 12
    Member
    3077 posts
    Sugar bee
    • Wedding: February 2015

    I can’t vote since I’m not 30 yet. At 24, I have 18k of student debt. That’s it. By 30, I’m hoping it’ll be like 10k (it’d be zero but I plan on needing to take out student loans for my SO & I both when we go to grad school)…it could be less if SO’s dad actually does pay for her to go to grad school like he’s said he would. That’s super iffy though.

    Post # 13
    Member
    491 posts
    Helper bee
    • Wedding: May 2014

    Other than my mortgage, I had (and still have) $0!  I used to travel for work and on long car rides I started listening to Dave Ramsey.  If you can cut through the preachiness, his advice is pretty solid if you’re trying to pay down your debt!

    Post # 14
    Member
    6964 posts
    Busy Beekeeper
    • Wedding: October 2015

    @freshflowers: At 30 I had paid off my car, didn’t have a mortgage and didn’t go to college so no school loans. I had a grand total of $900 in credit card debt. I’m up to $1500 in debt now, but will easily pay that down once I’m employed again. 

    Post # 15
    Member
    6073 posts
    Bee Keeper
    • Wedding: August 2012

    @freshflowers:  At the age of 30 (PS I am 37 now) I was just about to kick my ex out of our home.  I had $8,000 in student loans an d $107,000 mortgage on the house.  So $115,000 total.

     

    No car loan, no credit card debt.

    Post # 16
    Member
    2243 posts
    Buzzing bee
    • Wedding: January 2012

    My husband & I have are both well under 30 (27 & 24 respectively) & no debt other than our mortgage (254k). We own our car, pay our visas off every month & never accumulated student debt since its subsidized by the government here. 

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