Post # 1
My husband is on his own plan which is 100 dollars a month through his work. My insurance is free through my work but to add a baby it will be $150. So as a family we will be paying $250 a month for insurance. We both have really good insurance plans because we work for the state. I keep thinking $250 a month is nuts until I read other posts where people comment on their insurnace! So I am curious – how much will it be for you?
Post # 3
@MrsB1015: That is not nuts at all. For me it was 350 I believe.
Post # 4
I’m on DH’s health insurance. Premiums are $122/paycheck for family. His insurance only has 2 options: single or family. So, since we are already on the “family” plan, no added premium expense for future baby!!
Post # 5
$0. My company’s awesome health plan is $40 a month no matter how many dependents you have!
Post # 6
I’ll already be paying for the family plan by the time the baby gets here. Going from self to family is about $200 extra per month though.
Post # 7
From self to family raises ours about 300/month. From couple to family, about 170/month.
Post # 8
$0! We also are on a family plan of $300 per month and no additional expenses no matter how many “family members” we add.
Post # 9
Gosh! I didnt even think 0 would be an option! You gals are lucky! We could do the family plan with my husband for $600 or a family plan with my work for $328. So it was just cheaper to do it all seperately but it was still 250!
@crayfish: This is by FAR the best insurance policy I have ever heard of. $40 for an entire family??? ummm sign me up!
Post # 10
Not a penny! DH gets free health insurance for himself as well as family. The perks of blue collared steel mill workers.. high risk job but great benefits!
I’ll have to pay about $500 oop once all is said and done for baby to be here, pending any special testing.
Post # 11
$0 already on the family plan for insurance since the only other alternative is only having single insurance.
Post # 12
Holy crap! You ladies are so lucky to have such affordable health insurance!
Our insurance has 4 options: self, self + spouse, self + kids, self + spouse + kids.
To go from self + spouse to self +kids (doesn’t matter how many kids you have) raises my insurance around $400 per month. I pay $800/month for health insurance which is IMO absolutely ridiculous.
Post # 13
Another 0. My company pays 100% of our insurance no matter if it’s just me or a family of 20! Plus they put $2000 a year into an FSA. I haven’t spent a dime on anything medical/health related since I’ve worked there. That includes infertility testing and treatment for both dh and I and my expensive asthma meds. Our plan also cover all pre natal care and the delivery at 100%!
Post # 14
@nhoh: Holy cow!! What an incentive!! Good for you.
Post # 15
@MrsB1015: wow i had no idea that is actually more when you add a baby…we dont have children yet, but i always thought and was under the impression that it was free. I am under my DH’s insurance, so i better check with him.. Iam glad you brought this up. TY
Post # 16
I pay a whole $30 per month right now just for myself (single)…which is awesome!
With spouse it would be: $188-$208/month
With kids only it would be: $148-$168/month
With family (spouse + kids) it would be: $330-$350/month
I like my $30 a month insurance!
So I guess to add kids would be an extra $140 or so per month (assuming you are already paying for spouse)