Post # 1
I am curious to know at what point you would be comfortable with being a SAHM in the financial sense? What would your SO be having to take home post tax net monthly income for you to be able to be a SAHM (Excluding other factors, like you wating to continue working for enjoyment, rather than $$$).
This is about your comfort level. I fully appreciate that a lot of us could be SAHM on a small SO income, but this would involve a lot of sacrifice that some might not want to take.
I am very curious about this and would love to also hear from Mamabees who have first hand experience.
Post # 4
Sadly, probably in the area of $150K a year.
Post # 3
About $6,500 after taxes, minimum. (although even at that point I’d probably feel badly that I wasn’t working because if I was able to work then we could put a lot more money into savings for our future and our kids’ future… so I guess the 6500 would be to maintain our current lifestyle. For me to ACTUALLY fee comfortable not working at all? He would have to be making an incredible amount of money. Like $15k/mo after taxes).
Post # 5
post tax? probably an additional 30-35 grand. which would equal out to be probably about $100-$110 pre tax total (essential our combined income). It’ll probably never happen, but i’m ok with that.
ETA: oh…that was annual. Monthly, an additional $3000, so…close to $8000 total on a monthly basis post tax
Post # 6
To live our current life at the moment, and pay for a child’s expenses? About $200-250K/year.
Post # 7
This is very dependant on where you live so I’m sure you’ll see varied amounts.
Once we have a baby I will be a SAMH. My DH makes about $100k (after taxes) a year so about $8,300 montlhy and we will be able to maintain our current lifestyle comfortably on that amount.
Post # 8
$150K plus a year. We also live in an expensive city. We certianly don’t live extravagantly, but we want some nice things and to live somewhere nice and to not have to worry about money on every purchase.
Post # 9
Most people around here make around 20,000 if they have one person staying home. It’s very cheap here (Oregon) compared to a big city though. You can rent a 2-3 bedroom house for like 650.00 so It’s doable.
Edit: I meant 20,000 a year lol not a month. It’d have to be like 2,000 a month for me to do it I suppose. Have to pay rent, bills,food, diapers, go out, etc.
Post # 10
I would say about $7500-8000 a month after taxes, which I’m guessing would be about $150k a year.
Post # 11
We want DH to be making alone what we both make combined now for me to be comfortable being a SAHM.
So that would be a take-home income of a little over $6000 a month.
Post # 13
He’d have to bring home 6,500 a month AFTER taxes. At the moment I make double what he does and he doesn’t make make anything near that and I have greater potential to make significantly more in the next year so there is a great chance that he may become a SAHD.
Post # 14
A minimum of $100K+ (and a good chunk saved in the bank). thats not to say we couldn’t make it work on less, because plenty of families do it all the time. But I don’t want to have to struggle and here in NY its hard to be comfortable on less. Frankly we are currently pretty much under that figure but once kids are in the mix, I would want (vs need) to be above that.
Post # 15
I don’t want to change my standard of living, so probably our combined incomes now, so maybe $150,000 a year? It’s only that high because I wouldn’t want to let our standard of living slip. In our area of the country, we could get away with $30,000, but we’d be renting, not traveling, living on Goodwill clothes, etc.
But in reality, I am not planning on quitting my job, no matter how much he makes.
Post # 16
About 100,000 pre-taxes — but only if it was for a year or two. Otherwise we’ll need to make more so we can save enough for retirement.