How to decide who pays the bills..

posted 3 years ago in Money
Post # 3
2831 posts
Sugar bee
  • Wedding: September 2014

i think you should be the one to do it, since you know how. i wouldn’t trust him. i’d be afraid things wouldn’t get paid.

could you do things ahead of time, and then have a mail sorter? like, get everything written out and addressed, but sort it according to when it needs to get dropped in the mail?

my FI is terrible with money, and so am i. but once we’re moved, and settled, we both have to sit down and figure out the same sort of thing. who’s gonna actually do the bills and send them in.

Post # 4
2209 posts
Buzzing bee
  • Wedding: May 2014

@mrsdfarrar6714:  Split them up?  You pay some, he pays some.  Figuring out who will physically be in charge of paying them not really a big deal; how you decide to handle your money as a couple is way moreso, and you seem to have that figured out.

Post # 6
926 posts
Busy bee
  • Wedding: September 2013

@mrsdfarrar6714:  I pay all ours.  1) I’m so detailed and anal it’s scary. and 2) Money makes FI weery.  It sounds like you have a good system already, so just ask him if he cares if you continue to do it.  You could always go through the bills at the end of each month with him if he wants to be involved and see where your money is going. 

Post # 7
101 posts
Blushing bee
  • Wedding: August 2012

you should do it, since you said you’ve been doing it longer. 

Post # 8
6166 posts
Bee Keeper
  • Wedding: October 2013

@mrsdfarrar6714:  FI moved into my house and pay me rent so I pay all the bills.

when we join some of our finances after marriage, i am still going to pay the bills because i know they will be paid and on time.

Post # 9
2173 posts
Buzzing bee
  • Wedding: June 2017

I am actually going to disagree with the idea that one person should handle all the bills.  Because if something was to happen to that one person, the other person would be screwed.

I like the idea of “splitting things up.”  Or, would it be possible to do it together?  It seems silly, but then you both are responsible for what happens.

Post # 10
3280 posts
Sugar bee
  • Wedding: June 2014

Whoever gets the mail and sees the bills just pays it wheit they see it, it works for us. We have no debts thought besides the mortgage 

Post # 11
10748 posts
Sugar Beekeeper
  • Wedding: February 2014

We just set up auto withdrawals. We don’t have to actually do anything each month. 

Post # 12
117 posts
Blushing bee
  • Wedding: November 1999

My husband (then boyfriend) moved into my apartment.  At that time we opened a joint account.  I paid all the bills and continue to do so.  All the bills are in my name and although I trust him, I hate his system of paying the bills.  I need to know it’s done without nagging.


Post # 13
8498 posts
Bumble Beekeeper
  • Wedding: September 2013

I do all of ours because I’m extremely organized and conscious about $ while FI is somewhat scatterbrained and forgetful.  Easy decision for us.

Can you split them up?

Post # 14
9137 posts
Buzzing Beekeeper
  • Wedding: November 2013 - St. Augustine Beach, FL

@mrsdfarrar6714:  Who is more responsible?  Who pays their own bills on time every month already?  You could also set up automatic withdrawals each month so nobody has to do the bills.

I pay the bills because I am more responsible, I have more experience budgetting, and I rule our budget with an iron fist.  If FI was in charge of the bills they would get paid but he may play with the budget a little here and there.  He and I both mutually agreed that I take charge of the budget and bills.  He does however have access to our joint account and passwords for our billing accounts so he could access them should something happen to me.

Post # 15
1599 posts
Bumble bee
  • Wedding: October 2013

In our house we split it- he has most of the bills autopayed out of his acct so we don’t have to worry about them, and I handle one or two (I manually pay but I’ve never been late paying a bill so I’m not worried about forgetting.)

We will probably continue this way until I leave the workforce, and then we’ll just tack “my” bills onto his account. Autopay is the way to go!!

Post # 16
1549 posts
Bumble bee
  • Wedding: June 2013

you both keep each other accountable to work up and agree on your budget, whats getting paid and how much. Otherwise put as much as you can on automatic payment withdrawl. Other then that I think i’m going to be in charge of physically paying the bill just because i’m more of a math nerd then he is. He tends to wait until the last possible day. While i know the moneys there so i’ll pay it as soon as i get my paycheck that pay period. He pays the bills on the due date at like 11 oclock at night and then he asks me how much he’s supposed to pay. Its just easier for me to do it. Once we get our credit cards paid off there won’t be much to pay thats not automatic.

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