(Closed) I HATE our health insurance company!

posted 5 years ago in Wellness
Post # 3
Member
10456 posts
Sugar Beekeeper
  • Wedding: February 2014

@MrsFuzzyFace:  But hey, they offered a great alternative. Who doesn’t love surgery?

Insurance companies suck. They will loophole anything they can. I got rear ended at a red light (I had been stopped for a while), the guy admitted it was his fault, but our two insurance companies took their sweet ass time fighting over who was to blame before I could fix my car. It was just a small scrape, but still. Pissed me off. 

Post # 5
Member
1556 posts
Bumble bee
  • Wedding: June 2010

Unbelievable that they would even suggest that surgery would be a cheaper option!  I’m just stunned by that (and angry for you!).

But what I don’t get is, if according to the insurer, a prothesis isn’t a prothesis, then what is a prothesis? If a prothesis dosen’t qualify as one and is instead classified as a durable medical device, then what, exactly, does qualify as a prothesis? 

Post # 7
Member
777 posts
Busy bee
  • Wedding: October 2009

I am so sorry you have to go through this. Insurance companies are beyond frustrating to deal with. Could you try making an argument that since the prosthetic is defective and was purchased before the date the insurance changed their coverage, they have to replace it?

Post # 9
Member
586 posts
Busy bee
  • Wedding: June 2012

@MrsFuzzyFace:  I hate my insurance too. I’m sorry but I’m pretty sure it would be cheaper for the insurance to just cover a new prosthesis vs all the surgeries for after the knee is ruined. I hate that they seem to avoid covering preventive care when it would be cheaper for them but instead they rather have to pay for the costly surgeries/rehabilitation after the damage is done.

My parents insurance will not pay for my dad to go to treatment for alcoholism but dont worry cause its ok since they cover all the testing and other costs to try to fix his liver. Gah! it could have just been avoided completely. Sorry end rant.

I hope you tear them a new one and get a new corrected one with them covering in full like they are supposed to.

Post # 10
Member
3682 posts
Sugar bee
  • Wedding: December 2011

@MrsFuzzyFace:  That’s just stupid of them!  Hopefully they’ll change their minds because you aren’t rolling over for them.

 

@Pinkmoon:  Did you get a police report when the accident happened.

The topic ‘I HATE our health insurance company!’ is closed to new replies.

Get our weekly roundup of the best of Weddingbee.
I agree to receive emails from the site. I can withdraw my consent at any time by unsubscribing.

Find Amazing Vendors