I lost my rings!

posted 3 years ago in Rings
Post # 3
Member
1463 posts
Bumble bee
  • Wedding: August 2012

Oh dear, this happened to me last week, and I still haven’t found mine.  We, too, cannot afford replacements at this time.  Cry

Post # 4
Member
3693 posts
Sugar bee
  • Wedding: August 2013

Did you have your rings insured?

Post # 5
Member
1649 posts
Bumble bee
  • Wedding: August 2015

@cmbr:  +1

OP, if you have your ring insured, just let the insurance company know so you can begin to file a claim.

Post # 6
Member
573 posts
Busy bee

Did you do anyting out of the ordinary on the day you lost them?  You say you cannot remember taking them off but we do things all the time without realising.  If you did something out of routine perhaps you took them off and put them somewhere for a second?  Hugs!

Post # 7
Member
9412 posts
Buzzing Beekeeper

@akirasan:  Can you clarify this for me? I’ve always wondered…insurance companies cover lost rings? How can you prove they are really lost? What if they become found?

@Heidibrooke:  I’m sorry this happened to you. If you didn’t take them off and they didn’t fall off, then they will turn up. They can’t walk away so try and stay positive – keep looking! Also, my ex FI used to go nuts if I took my ring off. If I let it around the house, he would take it so it wouldn’t get lost (and to drive me nuts). Maybe your husband put it somewhere for safe keeping…or to teach you not to take them off 😛 I never, ever take mine off now.

Post # 8
Member
418 posts
Helper bee
  • Wedding: November 2015

I’m so sorry! 🙁 many hugs. Good luck trying to find them!

Post # 9
Member
3693 posts
Sugar bee
  • Wedding: August 2013

Even if you didn’t have a separate policy on your rings, many home-owners policies will include a certain amount for jewelry (I think ours is 10k total).

Post # 10
Member
1871 posts
Buzzing bee
  • Wedding: June 2012

@MrsPanda99:  I had my rings insured. You pay a percentage of the rings worth each year to keep it insured. I am not sure how you prove a loss but that is what the insurance is there for. Mine is through travelers and I know there are several “jewelry insurance only” places.

It is a good deal because one it gives you piece of mind and two they give you the appraised value, not what you paid. If I lost my ring I would get about $3000 more than we paid for my ring to buy a new one.

Post # 12
Member
2205 posts
Buzzing bee
  • Wedding: June 2017

It depends on the insurance, honestly.  Some do protect against loss, but more basic plan only protect against theft or damage.

Do you remmeber every finding yourself taking off and putting back on the ring almost like a bored habit?  I do it sometimes, and if I get interrupted, I might leave in on a book or table accidentally.

Have you checked your shower drain or sink?

 

Post # 13
Member
2915 posts
Sugar bee
  • Wedding: September 2012

did you check your pockets? if i take my rings off somewhere out of the ordinary, i put my rings in my pockets so i don’t accidently leave them behind anywhere. sometimes i forget that they’re in my pocket and i’ll change clothes and forget which pants pocket i left them in. i did that with my husband’s ring once. he gave it to me to hold on to, i put it in my pocket, changed clothes, and when he asked for his ring back i had a minor panic attack because it wasn’t in my pocket anymore.

Post # 14
Member
3693 posts
Sugar bee
  • Wedding: August 2013

@Heidibrooke:  Yeah, you can’t add them now. That’s definitely fraud. Do you guys own a home? As I mentioned above, a lot of homeowners insurance policies cover a certain amount of jewelry.

Post # 16
Member
3693 posts
Sugar bee
  • Wedding: August 2013

@Heidibrooke:  Do you take them off a lot while you’re out and about? When did you notice them gone for the first time?

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