(Closed) I need a dentist, but I don’t have dental insurance… How do I do this?

posted 7 years ago in Wellness
Post # 3
14498 posts
Honey Beekeeper
  • Wedding: June 2011

Have you checked out the University of Alabama School of Dentistry?  I used to to to the local Denistry College and they did a great job.

Post # 4
7293 posts
Busy Beekeeper
  • Wedding: October 2011

Depending on where you live, there are typically some sort of clinic, or spot that uses dental students and hygenists in trianing at a very low cost.

If not, then you can etheir purchase dential insurance out of pocket, or just get one time work done and get on a payment plan for whatever the total cost was.

Hopefully some other dental Bees can chime in!

Post # 5
5118 posts
Bee Keeper
  • Wedding: November 1999

See if there’s a dental school near you that can do reduced price exams. There are also lower-income clinics here that do minimal things (not really fillings/root canals) but that could be a good place to look, also.

If push comes to shove, call around to dental offices, explain that you don’t have insurance and ask what a consult would be. Check to see if there’s a discount for paying in cash (that’s what I do, since I don’t have dental insurance right now either). There’s a dental loan progam that gives you a 6 month interest free loan to cover the necessary work that has to be done quickly, ask them about it if that’s you need to help out. 

Post # 6
7771 posts
Bumble Beekeeper
  • Wedding: July 2010

I found someone really great and he did a free consultation.  That, in fact, is why I went to see him.  I then scheduled the work I needed at a time I could pay for, and then saved and paid for it out of pocket.  It was worth it!  He didn’t even charge me for the Xray at the initial consultation.  I put it off for …ten years!  Good luck, I hope you can get what you need sooner than later.

Post # 8
4804 posts
Honey bee
  • Wedding: August 2012

I agree with possibly finding a dentist training school that might do it for lower cost.

You could also see if you can find a dental office that has a financing plan (where you can pay in installments).  I know that mine has that option.

I just wanted to say it’s great that you’re looking to go.  It’s so important.  My Fiance hasn’t had coverage either and didn’t go to the dentist for probably three years.  He just recently went because he is now under my work benefits and therefore covered, and it is terrible.  He had to have two root canals right away and then when he went in for his first cleaning, they were so bad they only had time for the bottom teeth.  He has to go back in for the top teeth.

It really is an important part of your health so I hope you can find something that works for you!  Good luck!

Post # 9
2548 posts
Sugar bee
  • Wedding: October 2011

My sister hd the same problem. So it took me a while, but I found free dental for her in our region. It is all donations based, and all for the low income/needy who need dental work. She got her whole mouth done. Like I said, it took a little while, but I found it. if you want me to search for you, I can try to help, you can PM me your region if you would like 🙂


Post # 10
241 posts
Helper bee
  • Wedding: August 2010

I work in a dental office. From the sounds of it, there is a possibility that they will diagnose you as eligible for scaling and root planing, which is a deep cleaning/scaling of the gums and helps remove bacteria that cause deeper pockets and return your gums to full health.

Depending on the office, and depending on how many quadrants you need to have work on, you can expect a few hundred dollars.

Also, please keep in mind that many offices are willing to work out payment plans overa matter of months for those who need it.

Good luck!

Post # 11
365 posts
Helper bee

My roommate was in this predicament.  He needed a tooth pulled and so I called our University hospital (which is very affordable and has programs you can apply for if you can’t afford your bill) which has departments for everything.  (I went to a gyno there when I didn’t have insurance).  They referred him to an Urgent Dental Care who gave him a discount for being a University hospital referral.  I think he paid $100 or less per visit (he had to go two or three times to get teeth pulled).

Post # 12
891 posts
Busy bee
  • Wedding: December 2010

I paid $130 for this dental plan for the year and then i got a free cleaning with it right away and then my second cleaning just last week was only $10.  you also get other work done at a discounted price with this plan.

if all you need is some cleanings, i would recoommend just paying the one time fee of $130 and get free and cheap cleanings all year.

i’ll look up the info if you want.

Post # 13
858 posts
Busy bee

the best thing you can do is call around and see what they say

Post # 14
11172 posts
Sugar Beekeeper

@SouthernGirl: Not sure if anyone recommended this yet, but have you looked in to Care Credit? Its like a credit card for health/dental/veteranary services based on your credit. I have it for our dogs in case of an emergency that is beyond our budget.

If you to to the website below they will provide a list of local dentists in your area that accept it as payment. You can apply at the dental office, it takes no more than a few minutes.

Bonus, typically if you pay off the balance in three-six months depending on the amount they don’t charge any interest.



Post # 15
5118 posts
Bee Keeper
  • Wedding: November 1999

@Treejewel19: Aaah, that’s what I was thinking of but couldn’t articulate. Good info!

Post # 16
835 posts
Busy bee
  • Wedding: October 2011

#1. State farm insurance now offers health insurance that is reasonable for people who use their car insurance.

#2. shop around, I found out there are a few dental offices around me that are owned by our local hospitals so they actually have a coverage plan for non insured people. For instance. Me walking into my dentist and just being “not insured” is an automatic percentage off my bill that is huge. Just call around and get prices for non insured. It’s actually the same case with yearly checkups at the doc.

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