(Closed) I think someone is trying to steal my identity.

posted 7 years ago in Legal
Post # 3
Member
11327 posts
Sugar Beekeeper
  • Wedding: February 2011

First thing I would do is order a credit report for yourself and see if there is anything that you don’t recognize. I don’t really know what to do other than that. :/

Post # 4
Member
6394 posts
Bee Keeper
  • Wedding: September 2011

Yeah, that’s uber fishy. There’s no reason for them to bring a suit against you if they’re trying to ‘help’ you with a bank account you own!

Post # 6
Member
1288 posts
Bumble bee
  • Wedding: June 2010 - Indiana Memorial Union

It could be someone just trying to phish for information, not necessarily that they already have it. You’re entitled to 1 free credit report a year, so you could get one and see if there’s anything suspicious.

Post # 7
Member
1810 posts
Buzzing bee
  • Wedding: April 2011

That is fishy to me too– I’d keep an eye out! I don’t normally get phone calls from my bank. If I need help, I am the one who calls. That seems really strange.

I also would not answer her phone calls anymore– you never know if they could be recording your voice or something weird like that… I can’t believe people do things like this, and I hope it ends up being a false alarm for you!

Edited to add that I do think @jackie-o: has a good idea (below)…

Post # 8
Member
2058 posts
Buzzing bee
  • Wedding: October 2010

@trugem: I would also play stupid if you get another call….”My phone is acting funny, in case we get disconnected may I have your name and phone number so I can call you back….”  Then hang up like you did google the number and maybe you’ll find something.  Its totally fishy and don’t worry NO ONE can call and be like…”hi I am here to help you may I have the last 4 digits of your SSN?” 

Post # 9
Member
6661 posts
Bee Keeper
  • Wedding: May 2010

Hmm.. She almost sounds like a debt collector, that would explain why she doesn’t openly disclose what company she is calling from and keeps confirming your name. It also explains why she would leave a message like that, pissed that you hung up and threatening.

Post # 10
Member
5496 posts
Bee Keeper
  • Wedding: April 2010

Sounds like a scammer to me. Never give your last four of your social when somebody calls YOU. Only if you call them. If you never had the bank account, it’s a scam. She’s just trying to scare you into giving her your personal info.

Post # 11
Member
5823 posts
Bee Keeper

I had a debt collection agency calling my phone because someone had my number previously or something like that, but once they confirmed that it wasn’t the right person they said they’d stop calling (and they did).

I think you SHOULD answer the next phone call.  Tell the lady that you will not be exchanging any information over the phone until she gives you the name of the company she is working for and a call back number.  Legit businesses are required to give you that information.  If she is in fact calling from a bank, they will NEVER ask for personal info.

I agree that it sounds more like Phishing than fraud.  Either that or someone owes a debt under your name.  It’s important you talk to the lady the next time she calls and get as much info from HER as possible.  What bank?  What is she calling about?  Is this an offer?  Is there a debt?  How much?  When was the debt incurred?  Et cetera.

Post # 12
Member
3167 posts
Sugar bee
  • Wedding: October 2011

definitely sounds like a scammer to me (phishing at the least) – good on you for being smart! i agree with the other bees that if they call back you should try and get information on them. i’d be a snarky bee-yawtch to them though and ask for their name, number, social, mother’s maiden name etc etc until they got fed up. you can also report them to the fraud dept of the bank they’re supposedly representing. if there’s any number associated with it (though i’m sure they’ve blocked it from your caller ID) you can report that too.

Post # 14
Member
1391 posts
Bumble bee
  • Wedding: September 2010

@trugem: you should tell them their employee should choose her opening sentences a little bit better instead of acting like somebody pissed in her cheerios!!

Post # 16
Member
6661 posts
Bee Keeper
  • Wedding: May 2010

That’s what I thought it might be. I know because I kept forgetting to pay a store credit card once since it wasn’t my regular Amex back in my young and naive days when I didn’t realize how big a deal that was. They also sold my debt to a collection agency after only like 2 months (or some insanely short amount of time) and the agency did the same exact thing you said that woman did to you. Called and confirmed who I was about 20 different times, didn’t say what company they were calling from or what the debt was from.

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