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I'm betting that with the economy the way it is, you've got a huge chance of getting the place. Crossing my fingers for ya! The house looks gorgeous... :-)
Deep breath, deep breath!! I know how stressful this is. SOOO stressful. I can't even imagine what you're going through after seeing how GORGEOUS that house is!! Calioc -- I've got every finger and every toe crossed for you!
Dont worry about the slow turn around -- there's so much going on in the world right now it is probably taking time at the bank to check everything out. They want to make sure they are giving mortgages to people (like you!) who can definitely pay them!
Keep us updated!
Ugh- we have been house hunting for my FIL's. They want to live near us (we live in irvine)- and so we have been looking in all the close surrounding areas.
It has been a frustrating experience because most owners want to try to get the highest offer they can, so they hold out... and then the owner tries to counter- and get you into a bidding war.
Just hang in there. It will work out! All this house hunting and bidding and offering will come to fruition!
Did your offer say anything about the amount of time the seller had to respond? Usually that is specified at each step of the process, so you know how long they have to get back to you (and you to them, if they make you a counter-offer). It is true that the biggest issue now is whether the financing looks reasonable, but if you were pre-approved that shouldn't be too much of an issue. I don't know what your local market looks like, but in general it doesn't seem as if there would be multiple offers on any house in this economy, so I would think the main issue would be any difference between the asking price and what you offered. Even if you offered significantly less, if you look like a qualified buyer it's in the seller's interest to at least come back with a counter-offer (again, unless they have had a better offer).
Have you called your realtor? He/she should know what is going on...
We got it!! They accepted our offer -- they didn't even counter! Happy happy, joy joy!
http://www.redfin.com/CA/Corona/1463-Earl-St-92882/home/4385074
Congratulations. It's beautiful. You're going to have so much fun!!!
Congratulations! That's pretty exciting!
I was pretty nervous when my husband and I put an offer on our house, so I'm really glad that you got it!
Congratulations!! What a beautiful home. How exciting for you and your husband!
Thanks for all of the congrats! We are super excited and we started escrow today. Whoo hooo! Now we just have to fight with the bank over our rate -- they approved us at one rate, but now they want us to agree to a higher rate. Ugh. I hate this type of stress.
Congratulations!!!
Good luck with all of the loan docs and such. The worst part is over now, the rest should all fall into place!
Calioc-
They are just doing that because they think they might be able to push you around. Don't back down an inch, and you should be able to lock in the original rate as long as you are moving on this in a timely fashion.
Fingers crossed!
2818_0035cymk.jpg (64.7 KB, 42 downloads) 2 years old 
Your house looks gorgeous! Congrats... Have fun making it your own!
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So, my husband and I have been house hunting and we finally found a house we both love, and our parents love it too. We put an offer on the house Tuesday night around 8pm. It is now Thursday night and we have not heard anything back yet.
I am a stress case. I've had a migraine since Wednesday morning (luckily I have my Maxalt to get me through the day at work) and this afternoon my tummy started hurting along with my head.
So, here I am stressing. I guess I just want some solace, and maybe some info on your own homebuying experiences. Is it really supposed to be this stressful? Ugh.