Insurance

posted 3 years ago in Home
Post # 4
Member
673 posts
Busy bee
  • Wedding: February 2013

@AB Bride:  a have a standard policy, no flood, plus septic backup for $814 USD

Post # 5
Member
2319 posts
Buzzing bee
  • Wedding: October 2013

We just have renters insurance and health insurance, and my fiance has car insurance.

 

Post # 6
Member
3200 posts
Sugar bee
  • Wedding: August 2011

I have renters, health, car, and a policy for my jewelry.  I need to add flood insurance this month and a liability insurance for my business.

Post # 8
Member
1710 posts
Bumble bee
  • Wedding: March 2013

Standard policy plus earthquake insurance. We have had some earthquakes over the past 2 years in Oklahoma. We pay $1368 per year for insurance. It used to be $875 ish but has gone up SO much due to the hailstorms and tornadoes (Moore tornado in May).

Post # 9
Member
203 posts
Helper bee
  • Wedding: September 2012

I just finished collecting quotes for our new home.  We’re covered for all perils, meaning the policy will cover damages for anything except named exclusions.  The named exclusions are floods and earthquakes.  We don’t live in an area that is prone to either.  We pay extra for sewer backup (which includes sump pump failure), extra jewelry coverage (for my wedding jewelry) and higher personal liability coverage.

Post # 10
Member
1582 posts
Bumble bee
  • Wedding: November 1999

@AB Bride:  We have homeowners insurance, personal property insurance, flood insurance and auto. The flood insurance is very high in our area as we live in a 100 year flood plain in an area that is known to get a lot of hurricanes.

Post # 12
Member
673 posts
Busy bee
  • Wedding: February 2013

@AB Bride:  We have a separate personal property policy as well, for our firearms, my camera and lenses, a stamp collection I inherited, and my jewelry. It’s a little over $100 a year. Our homeowners covers possessions but it does not have a rider for higher value items.

Post # 13
Member
1582 posts
Bumble bee
  • Wedding: November 1999

@AB Bride:  Yes, definitely, at least we can get flood insurance. They stop issuing it in our city when hurricane season starts, so if you don’t have it before, you are out of luck.

I think some people have homeowners insurance and personal property combined, but there may be a limit on the amount that is covered. Our valuables add up to an amount that requires a separate policy. However, they are issued by the same company, just different policies.

Leave a comment


Sent weekly. You may unsubscribe at any time.

Find Amazing Vendors