(Closed) insurance issues… need advice!

posted 7 years ago in Babies
Post # 3
Hostess
18646 posts
Honey Beekeeper
  • Wedding: June 2009

Have you been to a doctor to officially confirm it?  If you haven’t, then you might be able to plead ignorance.  Not sure if a baby is considered preexisting on all insurance plans or not.

Post # 4
Member
293 posts
Helper bee
  • Wedding: March 2011

I don’t think it will matter if you haven’t been to the doctor yet to have it confirmed. 

Post # 5
Member
3762 posts
Honey bee
  • Wedding: May 2010

I agree, until it has been confirmed by a doctor or reported by you then it is not a pre-existing condition. 

I would be careful how you phrase things and who you contact.  Everything should be, “I think I may be pregnant”. 

Other than that you should be fine. 

Post # 6
Member
1246 posts
Bumble bee
  • Wedding: June 2010

if the insurance is through an employeer, they cannot count the pregnancy as a preexsising condition and you’re fine

Post # 7
Member
3709 posts
Sugar bee
  • Wedding: May 2011

I agree with the PP…sine the insurance is through an employer, your medical care should be covered. Congrats on the pregnancy too.

Post # 8
Member
4137 posts
Honey bee
  • Wedding: May 2011

if you had signed up individually for private insurance, they can count pregnancy as a preexisting condition. an employer sponsored plan cannot. you’re fine!

Post # 9
Member
638 posts
Busy bee
  • Wedding: April 2007

Ditto the previous 3 posts.  And if you do want to confirm this with the insurance company and they try to say otherwise get someone else on the phone.  They don’t always know what they are talking about.  I about had a heart attack when some woman tried to tell me it was pre-existing (After I’d confirmed we’d be covered previously) – but really she was just clueless!

Congrats!

Post # 11
Member
229 posts
Helper bee
  • Wedding: May 2018 - Our home and the two acres it sits on

@alishadhs4:Right, this was my comment.  If through open enrollment (or even through a life event like marriage) and employer-sponsored, pregnancy cannot be counted as a pre-existing condition.

The topic ‘insurance issues… need advice!’ is closed to new replies.

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