(Closed) Just curious…what are your thoughts on weddings and budgets?

posted 6 years ago in Money
Post # 3
4693 posts
Honey bee
  • Wedding: October 2013

I think you should have the wedding you can afford, whether that be $100 or $100,000.

Post # 4
443 posts
Helper bee
  • Wedding: May 2013

I agree. You should not put yourselves in mountains of debt for a wedding, why would you want to start your lives together like that?

My Fiance and I are paying for the majority of the wedding and are saving as much as possible! We are hoping to keep it under 4-5k. Wish us luck!

Post # 5
857 posts
Busy bee
  • Wedding: July 2013

I think there’s a line between what you want and what you can afford, and you have to pick and choose what’s most important to you.

Fiance and I are on a small (ok, tiny) budget for where we are, but because we’ve really focused on what matters, we are able to have everything we want at the wedding, without going into debt.

A full open bar was a MUST for us – and we found a venue that offers it with the rental. We don’t care about favors, guestbook, or programs/menu cards – so we won’t be having them. I don’t feel like we’ve compromised on anything – there’s nothing, so far, I “miss”…

As with nearly everything, to each his own, but it is possible to have your dream wedding without going broke – just focus on what really matters and plan around that. 

Post # 6
9029 posts
Buzzing Beekeeper
  • Wedding: June 2011

I think people should not have to go into debt for a wedding. we spent just over 8K and we didnt owe a dime afterwards. Everything was paid upfront in cash, check or debit card. If you have to be paying it back for years then its too expensive for you.

Post # 7
1114 posts
Bumble bee
  • Wedding: July 2013

I’d never go into debt to pay for a wedding – I’d sooner wait a while longer in order to save up if I wanted to spend more.  Selling things to make money for the wedding fund is a different matter, but only if it’s both people’s choice – it sounds like your friend is forcing her SO to sell his car etc, which to me doesn’t seem like a great way to start a life together.

Post # 8
1068 posts
Bumble bee
  • Wedding: September 2013

If your wedding puts you in debt or you have to dig into your retirement funds, you should not have that kind of wedding. 

I know someone who took out a 30k loan to pay for his wedding. NOT COOL. You’re starting out your brand new marriage in debt (and even more debt if you already have school debt). It’s just pointless. 

You only have the kind of wedding that you can afford.

Post # 9
3625 posts
Sugar bee
  • Wedding: June 2012

I agree with PP. You should not have to go into debt or go into your 401(k)/retirement savings for this. I think if it is something relatively small, like a few hundred dollars, then charging it for the time being is okay, but I don’t believe in pulling out a loan for this. In addition, I think you should be able to continue to make all of your regular payments on things and not defer them for the wedding. For example, we continued to pay car payments and our student loans during the wedding planning process.

Post # 10
509 posts
Busy bee
  • Wedding: October 2012

From the start I insisted that we pay for the entire wedding in cash, so Fiance and I had a year long engagement so we could save up to afford the kind of wedding we wanted. I am so proud us for not going in to debt for this wedding and can’t wait to write the final check! (Not because I can’t wait to kiss all that money goodbye, but because we did it, we are paying for it all cash-money, no credit!)

Are there things I wish we had but don’t? Of course. Is most of the wedding DIY? Yes. But we get the satisfaction of knowing that every dime was paid for and we won’t have to continue to pay for it long after it’s over.

I know too many brides that went in to debt over their weddings and marriages that completely fell apart from financial stress, most of which was from the wedding itself. I just cannot imagine doing that to myself and my marriage. I want our honeymoon and newlywed year to be stress free so we can focus on each other and building our life together.

Post # 11
155 posts
Blushing bee
  • Wedding: March 2014

I agree with previous posters saying one shouldn’t go into debt for a wedding. I LOVE weddings, including ones that aren’t my own (hehe), but I would spend only what I can afford and what is financially responsible for our future as a married couple. I find that oftentimes, people forget that it is only one day and that there is life after the wedding…with that said, there are couples who spend all of their savings on the wedding and then do not have money left over for life after the fact.

Post # 12
901 posts
Busy bee

I think going into debt ver a wedding is ridiculous. For us, anything more that 3 or 4k is too much. I’m really aiming for under 1k, though. It’s one day. I don’t get the whole princess syndrome thing.


Post # 13
3569 posts
Sugar bee
  • Wedding: April 2013

I think people should what they can afford and what they want too. I don’t also spend time thinking about how much my friends have spent or didn’t spend.

Post # 14
5075 posts
Bee Keeper
  • Wedding: October 2012

I think I would have saved a lot of money if we’d eloped

Post # 15
73 posts
Worker bee
  • Wedding: September 2012

I agree that it’s silly to go into debt for your wedding if you can’t afford it.

That said, my fiance and I did consider taking out a $2,000 loan shortly after we got engaged. My parents planned to give us $3,000 and his parents are paying for the cake and rehearsal dinner. We wanted to round out our budget with the extra $2k so we could have a bigger guest list (80 people instead of the 60 we’re inviting now).

Then my fiance lost his job and was out of work for almost 3 months, and we instantly scrapped the idea of a loan and hacked away at the guest list instead. The $3k from my parents is paying for the reception, photographer, DJ and officiant (all friends of ours who we still want to give some kind of compensation to).

I bought my wedding dress with my Christmas bonus last year, and it’s a dress that I settled for. My dream dress was something from a designer that cost almost $2,000. The dress I bought came from David’s Bridal for about $500. It’s still a gorgeous dress and I can’t wait to walk down the aisle in it, but it’s a sacrifice I made for the sake of saving money.

We’re buying our wedding rings on Amazon for under $100 each.

I’m making centerpieces out of branches my dad has been collecting from the woods behind my parents’ house for the past year.

I designed my own invitations and sent them to a cheap online printer. And they’re gorgeous.

My sister is doing my hair and makeup for free.

I did splurge on my shoes, sash and headpiece, though, but that was only after saving money every payday instead of spending it on other entertainment purposes.

Even though we’re on a tight budget, I’m still going to have the wedding of my dreams. It just takes some extra savvy and being willing to compromise on things (like foregoing a dream designer dress) to stay out of debt.

ETA: The $2,000 loan would have covered more than just an extra 20 guests. I really wanted a full open bar, nicer wedding rings (so we wouldn’t have to upgrade later), and maybe hiring a florist for bouquets so I wouldn’t have to DIY them the week of the wedding. Plus, we would’ve had a cushion just in case we underestimated any costs. I don’t want everyone thinking that I’m sacrificing more friends and family in favor of a super-extravagant affair or anything! ;P

Post # 16
136 posts
Blushing bee
  • Wedding: September 2012

Why are you on WeddingBee if you got married 11 years ago? No meanness, just wondering.

The topic ‘Just curious…what are your thoughts on weddings and budgets?’ is closed to new replies.

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