- Blog
- Bios
- Boards
- Classifieds
- DIY
- Gallery
- Vendor Reviews
- Shop Weddingbee
Weddingbee boards
Mr P and I will have both joint and personal accounts. We will contribute the same percentage of our salaries (this is fair because Mr P makes more than I do) to a joint checking account for the mortgage, groceries, utilities, and other joint expenditures. Then another smaller percentage to a joint savings. And the rest we will keep in our personal accounts so we can each buy things the other wouldn't use without something like, "You spent $500 for a handbag?!?" coming up.
Hi tipperella,
Mr. Violet & I share everything. We have one checking and several saving accounts but all our money is pooled together. We usually talk about big purchases (ie, he wants to buy $1000 bike) before we buy and we haven't had an issue.. yet. As for gift giving issues, we haven't really figured out how to do that yet without the other knowing since we share the credit cards as well.. but purchasing from major department stores might work.
Mr B and I share everything, too. He's got some CDs that he bought before we were married, and as they come up we renew each one in both of our names. We do maintain seperate checking accountsi n addition to our joint one, though. Mine is a joint acct with my parents which we keep in case I ever need emergency money, and when I buy a gift for Mr B I usually transfer the funds out of our joint account and into my own, so he can't see where I bought the gift ;-) Other than those times, though, I usually just keep a few bucks in it so the account will stay active.
Of course, since we're poor college students we always joke that we don't share our money...we're just broke, together! :-D
We discussed having a joint checking and savings account, as well as our own little separate "fun" money accounts. We had a credit card together before we got married, but we haven't officially merged accounts yet. We both know though, that the money we both earn is "our" money, and we just pay bills as they come in, and besides things like bills and groceries, we just tell eachother if we're buying something extra for ourselves as we don't have the "fun" accounts set up yet.
We got a joint savings/checking account once we got engaged, but also kept our personal accounts too. I've got a lot more debt than Ted, so we decided to keep that stuff separate for awhile. I think things will probably change once we have kids and there are more "joint" purchases to be made, but at this point we put enough $ for mortgage and bills in the joint and then a certain amount into savings each month, then the rest is our money to pay our separate bills (school loans, car payments, etc) and have some mad money. I'm not sure if this will work as well as time goes on (my parents share everything), but it's worked for us so far.
You must log in to post.
| Visit our sister sites | eHarmony Online Dating |
eHarmony Advice Dating Advice |
Project Wedding Wedding Songs |
JustMommies Pregnancy Calendar |
Create the honeymoon of your dreams.
| User | Posts Today |
|---|---|
| Lyndzo | 52 |
| Brielle | 41 |
| mypinkshoes | 34 |
| his chippymunk | 32 |
| Cady | 32 |
| fivemonthsnotice | 32 |
| TheLionQueen | 31 |
| AshleyR83 | 30 |
| This Time Round | 30 |
| ndreighton | 27 |
| User | Posts Today |
|---|---|
| forget-me-not | 2 |
| Wonderstruck | 1 |
| JulesSchnooks | 1 |
Hi all,
I'm less than 2 months away and my fiance and I were discussing how we will handle our finances when we are married. We think we will just consolidate everything into a joint checking account, but haven't decided about credit cards etc since we'd still like to build our own credit history (in addition to joint). What are you doing? Do you think it makes sense to keep a separate checking account with some "fun" money for each person or should everything be joint?