Post # 1
So I was laid off last week. It’s for the best since I HATED my job but obviously, lack of a second income is going to take a toll on us.
The issue is we are 9 months out from the wedding and I am worried about purchasing my dress, giving my second deposit for the reception, etc. because it is more important to pay for my car, rent and insurance.
Is anyone else facing lay offs while planning a wedding? Do you have any advice on how to handle this?
Thanks for the support!!
Post # 3
Oh, I’m sorry about your situation. That’s no fun at all… Are your families helping at all with the financial aspect of the wedding? 9 months is still a ways out so I’m not sure that you necessarily need to put things on hold right now. I would focus your energies on finding a new job so that your generating income and then you can continue with the planning. If you can’t find anything in a few months, then that’s when I think you need to start asking yourself the hard questions.
Post # 4
I’m sorry to hear about that, its not a pleasant situation to be in. I was laid off and engaged in the same week…its really sucky! Nine months is alot of time and I sincerely hope you’ll be able to find a new job very soon. I held back on planning and found ways to do things cheaper if I could…but at the same time, the wedding still had to happen. So the dresses were ordered, the venues booked etc. Only you know your financial situation so the only advice I have is to hang in there, job search and stay positive!
Post # 5
I would focus on having the money to pay the remaining deposits for stuff you’ve already paid for, like your reception site. I’d look for cheaper alternatives for everything else, a less expensive dress, maybe having a cocktail reception instead of a sit-down dinner, etc.
Post # 6
i feel you sister bee!
my job is really unstable at the moment (i’m in the auto world) and was engaged last summer without planning anything until a month ago. i already am planning a low-budget affair, with my mom paying for half and me paying for half. my fiance is getting his mba and not contributing and his parents are hosting the rehearsal dinner. i am doing things inexpensively, even with my expensive taste. my mom has lost her job (she’s a teacher), and i am praying to keep mine!
hopefully you can stay positive and will land in a way better job anyways. in my situation, if worst came to worst, we would ask my fiances parents for additional help. as much as it sucks you never know who will step up to help you. since you have already started planning, i personally would reach out to those vendors to see if they can assist you with better payment plans, and continue to make the payments you have to make or would lose deposits on and hold off signing any additional contracts until things shake out.
if you need any suggestions with cost cutting ideas just let me know, i feel like a pro at this point:)
Post # 7
Are you planning to pay for the entire wedding yourselves? Would you be willing to share your situation with your family and ask for help?
I completely agree with budgetbeautiful’s advice–make the big things a priority and looks to save lots of money in the little things–your dress, your meun, photographer. Miss Joey has lots of great money saving advice (check out craig’s list and local colleges for affordable photographer, musicians, DOC, etc)
You can still haev the day of your dreams, and maybe getting out of the job you hated will give you an oortunity to find the job of your dreams!
Post # 8
Thanks lady bees! I think I am going to put money aside for the major deposits and sit tight on all the little things. I am sure I will be able to get a dress without the 6-month window they seem to recommend.
I was thinking about explaining my new situation to some of the vendors who are waiting on my response (photographer, florist, DJ) and see if there is a way to make smaller deposits to secure the date at least. Would that be tacky?
Thank you all so much for the advice! Ok, back to job hunting.
Post # 9
I was laid off in February. I too disliked where I was working and the lack of income definitely took a toll on me and FI. Then, he got transferred across the country so I’m job searching in a new area! Its not fun and I hear your concerns loud and clear. I would suggest making deposits on things that need to be done as well as talking to your vendors about lowering the deposits or seeing if you can work out a payment plan. Also, I’ve actually got a lot of wedding planning done without spending money. I have an outline of everything we are doing and starting some DIYs early.
But most importantly… apply for unemployment right away! I didn’t and then ended up with part time work so I wouldn’t qualify anyway. A lot of people get embarressed about it but its YOUR money and your employer is responsible for it so go ahead! Also, look for parttime work in your field to stay relevant!