Lay it on me, Bees…desperately need your best MONEY SAVING tips!

posted 2 years ago in The Lounge
Post # 2
6675 posts
Bee Keeper
  • Wedding: October 2010

We’ve been selling stuff on Amazon- we have made like $600 in the last couple months. Mostly collectibles that we have outgrown and don’t have space for anymore. You would be surprised what people will buy!

Post # 3
1686 posts
Bumble bee
  • Wedding: August 2012

We don’t have cable, only use Netflix and Amazon Prime

Shopping at Aldi (saves SO much than even shopping at WalMart!)

Walk to work when we can

We don’t use our A/C. 

Stretch meals farther.  I’ll make dinner a little larger and use the leftovers for lunch the next day. 


Good luck!

Post # 4
4147 posts
Honey bee
  • Wedding: October 2011

Can you cancel your cable, or pair down some channels?

Are either of you able/willing to do some side jobs?

Can you set up an automatic withdrawl that moves some money into a savings account which you don’t touch unless of emergency or for something specific?  I do this for my vacation fund and I don’t even notice it missing from my pay.  I do $75 bi-weekly and it helps me when it’s vacation time because I don’t have to dip into my “regular” funds.



Post # 5
2791 posts
Sugar bee
  • Wedding: May 2015 - Walnut Hill Bed & Breakfast

I think it’d be easier if you can lay out where your money goes every month and see if anything surprises you. Collect some data and see if you can find anything to change.

One place I’ve started saving money is by not taking the toll road home from work.  The toll road is the fastest/easiest route but it costs like $2 each way.  By only taking the toll road in the mornings (when it’s most important to get to work quick) I can save $2/day = $10/week.   

Post # 6
2803 posts
Sugar bee
  • Wedding: May 2014

Brining lunches to work is a big one that adds up fast, along with making coffee at home if you aren’t already doing so. 

Reading adds and grocery list writing/meal planning based on what is on sale.  Meal planning alone I think is important as it limits those “I need this for dinner” trips which turn into “I grabbed this for supper, this for snacks, and this just because.”

Post # 7
2642 posts
Sugar bee
  • Wedding: September 2012

The best thing I’ve found is to spend a few weeks and really track my spending.  Like, I didn’t realize how much money I was spending on my morning coffee and bagle until I tracked every time I bought it.  Nor how much money I was spending on other random stuff (clothes, books, movies, etc.)  Once you see what you’re spending money on, you’ll have a better idea of what you can cut. 

Some other things to consider though:

-Coupons!  And shop sales.  If I notice, say, pasta, is on sale, I’ll buy a few extra boxes.  HOWEVER, it is important to note that even with a coupon, the no-name brand might still be cheaper.

-Cook things from scratch.  Pre-prepared frozen meals and such from the grocery store can be expensive.

-Cut Netflix, HuluPlus, cable, etc.  

-If possible, walk or ride your bike more.  

-Consider selling old clothes and other stuff you don’t need.  It’s not something you can necessarily do on a regular basis, but it would help with CC debt or help you start a nest egg.

-Give yourself a weekly allowance.  Take out, say, $20 in cash and that becomes the amount of money you have for the week to spend on entertainment, eating out, drinks, new clothes, etc.  Once the $20 is gone, that’s it, you’re done.  Alternativly, you can save your weekly allowance for something bigger.

-Another good tip I once read was to wait several days before you buy something you want.  You wait something like 1 day for every $10-20 you want to spend.  So if you see a new purse you want for $50, you wait 3-5 days and see if you still want it.  If you want a new $600 computer, you wait a month or two.  It helps curb the impulse purchases.

Post # 8
1202 posts
Bumble bee
  • Wedding: March 2014

You know how for weight loss, they recommend a lifestyle change and not just a crash diet? I think the same goes for money.  Don’t rely on willpower to deprive yourself of your favourite goodies, adopt a simpler lifestyle where spending less comes naturally.  (Maybe you are living very simply, I dunno).

Live in a smaller home than you can afford.  Skip the movies Friday night and take a walk together. Cut cable and Netflix, and all subscriptions.  Cut the data plan from your cell phones.  Ask yourself if you truly need a new tv, or dishwasher, or rug, or t-shirt, or blender, or laptop.  Look at what truly brings happiness to your life and what doesn’t.  Maybe fancy craft beer brings you true joy, while it doesn’t really matter if your apartment has 1 or 2 bedrooms (just for example).  

Post # 9
481 posts
Helper bee

*Buy generic/store brand (Trader Joe’s is great for that!)

*Buy cleaning products at a dollar store. It’s the same stuff as Wal-Mart/Kroger/Ralph’s, but $1!

*Check out Goodwill/thrift stores for appliances. My partner and I got a DVD player for $9 there!

Post # 10
5263 posts
Bee Keeper
  • Wedding: April 2013

-Check out the weekly flyers! Every penny counts and therefore I look for the deals on items I need and go to those places to get them. I even stock up if its a really good price

-Make meals at home.

-Take coffee or tea to work in a insulated cup instead of buying it or make it at work. I buy a box of tea bags and keep it at work with my cup and make my tea each day.

– Dont use the A/C as much and make sure all lights are turned off when not in use or when you leave the house.


Post # 11
2892 posts
Sugar bee
  • Wedding: May 2015

ChicoryCreek: I bring 100% of my food to work, unless work provides it. So I save money from not buying lunches. 

I also have to sell something to bring something in — so if I buy a pair of shoes, I have to sell a pair of shoes. 

The biggest bottom line changer has been switching to wine spritzer — 1 part wine to 1 part sparkling water. That makes cost per drink 1/2 of what it used to be. 

Also, no ordering wine at a restaurant. And walking instead of uber or driving. 

Post # 12
140 posts
Blushing bee

I have a seperate account for savings, and it takes between 24-48 hours to transfer the money into my chequing account, so its not really “accessible”. I have a list of bills that need paying every month and as one of my bills I have transfer $xx (this amount is different for everyone obviously depending on how much you make) into savings account, that way I treat it like a bill and know the money needs transferring. Since the money in the savings account isnt really accessible, I just leave it in there once its in and it builds up alot faster than leaving it in your chequing account because its not just there to readily spend on useless stuff!

Post # 13
585 posts
Busy bee

I am a big fan of dave ramsey’s envelope system.

Think about your monthly expenses. Take out the amounts for the bills you MUST pay and you know exactly what they are (car payments, phone payments, car insurance, etc.). So at the beginning of the month, whenever you get paid withdraw cash and make an envelope for each of those payments. That way you are not tempted to see them in your account.

Next budget out reasonable amounts for your flexable expenses- groceries, cable, etc. Take those out and do the same. If you put $300/mo in for your groceries, and by the end of the 3rd week you have already used all your cash, you scrounge around for left overs and make due. No eating out, no making trips to the grocery store or stealing from another envelope.

Whatever is left goes into savings or an emergency fund.

You can read more about it here, as i’m sure I did a terrible job at explaining it.


I forgot to mention what my FI and I do personally.

  • We don’t have cable- only netflix. We bum off a friend’s HuluPlus and HBO Go so that’s awesome, but it’s a recent thing, we’d be ok without it.
  • We make meals that make at least enough for tomorrow’s lunch, if not the next day’s dinner.
  • We don’t really snack.
  • We use coupons, but don’t buy stuff just cause we have a coupon, you still have to buy smart.
  • We only buy meat when it’s on sale.
  • Only eat out/go on dates 2-3 times a month.
  • This reply was modified 2 years, 1 month ago by  texaslemon.
Post # 14
4441 posts
Honey bee
  • Wedding: January 2013 - Harbourfront Grand Hall

ChicoryCreek:  The only thing that I have to ad that I haven’t seen other bees post is that when I withdraw money I promise myself I won’t re-deposit it, that whatever amount I don’t use will go into a savings envelope for Christmas gifts.  That way when I’m headed, say to the farmer’s market which only accepts cash, I only withdraw what I can afford to spend because I’m not giving it back to myself.

Also, you can sell things on Ebay too or consign clothes!

Post # 15
1532 posts
Bumble bee
  • Wedding: August 2013

If you can get down to one car – wow there’s a lot of money to be saved.

Pinching pennies is not exactly fun – can you make extra money instead? Any talents or skills you could use to make a little extra? Have any time left over for a part time job? Depending on your personality – that can be more rewarding.

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