- 8 years ago
Oh, money woes. I am so sad, Bees. First, a little background.
I didn’t work while I was in college. Long story as to why not, won’t get into that here.
The process of me getting credit cards was a domino effect. The economy was booming and they were handing out cards left and right. All my bills – rent, groceries, gas, ended up going on credit cards.
So, I came out of 2.5 years of college at a university for about $12,000 in living expenses. Not too shabby. However, it has been HELL paying them off.
Minimum payments are about $500/month… I usually try to pay between $700-900, which is close to 30% of our income. The rest goes to groceries, gas, and rent. We never, ever have any extra cash.
ANYway, I haven’t used my credit cards in over 2 years. My fuel pump went out in my car 2 weeks ago. I had to put $513 on a card.
Fast forward to Monday, when my bf has to get his truck towed. It needed a new starter – not too bad, about $100. The truck had also started dying on him often before the starter went out, so he wanted to get that checked out, too. Well – guess what? We need a new fuel pump for the truck too! There’s another $500
I am soooo down and depressed about this. The past couple of months, I haven’t been making much of a dent on my debt because unexpected expenses have been popping up like crazy. I feel like we take one step forward and two steps back when it comes to money. That $1,000 woulda been a NICE vacation for the two of us :’(
It is killing me that I have to put over $1,000 back onto a credit card when just last month, I was sooo proud of myself for getting a $2,100 card down to almost $200 in just 7 months.
So… that’s my story today. I can’t wait until we do not have to live paycheck to paycheck. I can’t wait until I can buy myself a new shirt without feeling guilty or get a meal deal at Subway instead of just the sandwich (which is a rarity on its own account!)
Thanks for listening!