Post # 1
Dh and I are looking to buy a house but im not sure what i should be thinking about
We have a budget, we know we want 3 bedrooms,we have a vague area and we know we want it bigger than the teeny house we’re renting now. what else do we need to think about?
this feels like such a big decision i’m getting a bit overwhelmed!
Post # 3
@newname_99: Are you pre-approved for a mortgage?
Realtors in many cities sponsor free seminars for first-time home buyers. They will share valuable information.
Ask around your friends and families for recommendations for a realtor.
Make a list of “must- haves” and “nice to haves” for your new home. It will help you priorize when you start to get torn between two or more homes.
Post # 4
Go look at open houses. It’s free and you can get an idea of what you do and don’t like. If you meet an agent that you like, make sure to get their card. Drive around some neighborhoods and see if you can narrow down the area.
Once you’ve got an idea of what you’re looking for, call one of the agents that you liked. A good buyers agent can help focus your search, and you don’t pay for the service. For example, our favorite neighborhood was out of our price range. Our agent talked to us about what we liked about the neighborhood, and was able to point us to a more affordable area that had the characteristics we were looking for. A good agent can also help you write a strong offer, and give you an idea if the asking price is reasonable.
Post # 5
I found looking at showhomes was helpful. They are clustered together, so it’s easier to see a bunch in a short time frame. It depends if you’re interested in newer neighbourhoods though.
Post # 6
@julies1949: houses are about 60-70000 dollars here so we have enough saved to buy outright and pay the taxes without a mortgage. Im trying not to look at more expensive properties so we spend what we have without getting into debt
A list will definitely help clarify things, thanks!
@AB Bride: actually newer versus older homes is one of the things ive been wondering about. Definitely worth a look
Ideally id like to be living somewhere by feb when my baby comes but not sure if thats realistic or not!
Post # 7
Find a realtor and get preapproved for a mortgage! And don’t fall in love with a house from the pictures online, trust me! Pictures will tell you nothing! (FI and I looked at a house that looked beautiful from the pictures, we were so excited to see it! what wasn’t shown was the damage on the stovetop and cabinets from the kitchen fire, and the fact that in one of the rooms if you looked up you could see sky! OMG!)