- 5 years ago
(Sorry, super long…) So, I have like 10 days to make probably the most difficult decision of my life up til this point (choosing to marry my FI doesn’t count because while that’s an important decision it was an easy one!). I post here regularly, but am going anonymous because of the financial info etc…
I am in the medical field and am at the end of my training, so I’m applying for jobs. I have an offer to stay in the academic center where I’ve trained. I would make $310k (though that would likely decrease to about 285 after 2 years for complex reasons), work 4 days a week (1 office day per week), get 5 weeks of vacation plus 2 weeks of academic meeting time, plus about 2 weeks of “holiday” time (if I work a holiday I get it added as a vacation day, otherwise I just don’t work major holidays). I’d be on call about 8 times per month, though only 2 or so of those would be overnight in the hospital. I’d get the next day off if I worked past midnight the day before, otherwise I’d work the next day. I’d go home around 5 most days and have about 1-2 hours of prep for the next day to do when I get home.
Plusses of my current job: I LOVE my coworkers, LOVE them. I like my job a lot most days, and it’d intellectually stimulating. I’d get to use my fellowship training. I love the city I live in – it’s fun and vibrant.
Minuses of my current job: The place has a lot of political quirks (as I’m sure many workplaces do). As a young female physican I don’t feel like I am respected for what I do sometimes. The call nights when you’re in the hospital are typically horrible. The city I live in is expensive!
I was also offered a job in my home town, where my parents live, where my sister and her fiance are likely moving, where my brother and his wife are talking about moving back to. I’d make around $500k after all my call bonuses and the contribution to my retirement fund by my employer (no such contribution at the job I’m at now). I’d get a 50k sign on bonus. The disability benefits are ridiculously good. I’d get somehwere between 6-10 weeks per year of vacation, depending on if I “build it up”… If I take it all as I get it, I’d get 6 weeks and have nothing in my vacation “bank.” I’d also be on call about 8 times per month, all home call, all with the next day off (though they do get called in frequently) (the difference from my current job is that for many of my nights “on call” now I am only really a “late” person, and dont carry a pager once I leave the hospital). I’d leave much earlier on the days I’m not on call (like 2ish), but many days I’d have to be there at 5:30 am (as opposed to 7 at my current job)
Plusses of this job: Near my family (we’re close) and the outdoorsy activities we love. Financially it makes sense – I have well over a quarter million dollars of educational debt to pay off. The city it’s in is WAY less expensive and has better schools. We’d be able to afford a much nicer house without being “house poor.” When I interviewed I LOVED the people I’d be working with. I’d get to do cases that I don’t do at my current job because they’re not in my “subspecialty.” I’d almost certainly be given much much much more respect than I get now.
Minuses of this job: I’d miss the city I live in now. We could visit it, but we’d be living in a much smaller (though nice) town, and that would mean a very different lifestyle as far as bars, restaurants, shopping, etc. Small group so slightly less flexibility. Less vacation. I’m not a morning person. I wouldn’t be using my fellowship training (that’s OK though, I’ve learned a lot). If I hated it it’d be much more difficult to come back to the place I’m at now than it would be to just stay here now. I’d miss my friends.
So, what would you do? Take the job that pays better in the smaller town, or stay put??? This is such a huge decision, I’ve lost tons of sleep. I think I’d like either job, and I’m so anxious to pay off my debt. I’d love being closer to my family, but would miss this city I live in so much. Help!