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I haven't used it. It was puchased by Intuit (the makers of Quicken) so I'm sure they will help give it more functionality.
i used it briefly - the only reason i stopped is that i switched bank accounts and havent reorganized . I loved it though, was shocked to see how much I was spending at certain places (aka groceries when I stop "just here and there." etc)
I agree with you KellyV that it is amazing how much things add up when you see them totalled by the software!
We use it, but not like we should. It just takes a while to get every loan, credit card, bank account, and mortgage set up, and then to set budgets for everything, we kind of got burnt out before getting it all done. We are not budget followers, though, so that might make a difference. If you are good about budgeting, then it could really be awesome for you. We just use it now to keep tabs on all of our credit cards and bank accounts. It's nice to be able to look on your phone and see everything all listed in one place.
We use it, but it does take a ton of organizing. It tells us we spend $15 on rent and $6000 on shopping, which is just a tad off. I don't think it's all that necessary for just normal living unless you have major problems paying bills or something. We only use it because we're budgeting for the wedding and then after that, we'll be budgeting for a down payment.
I can see how it would do that, ribbons. I use Quicken and at first when it downloaded things, it came up with all kinds of crazy labels but after adjusting them, it became better at predicting what expenses are.
I've been using it for just over a year now and absolutly love it. I've always been super obsessed with where I'm spending my money and how I budget, Mint has made it a lot easier. I have to say though I only have two accounts, two loans (car and student) and one credit card, so for me it was pretty easy to get it all set up.
In December when I set up my budget for 2010 it was really easy to set up a more realistic budget based on the previous 12 months of Mint rather than what I felt like I should be spending those areas. I check Mint a few times a week and it really helps to keep me on track.
I highly recommend it.
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So FI and I are getting ready to move in together and we'll be really combining finances at this point and I don't want to mess it up! I've heard great things about mint.com but I wanted to know if anyone has had any issues with them. Thanks!