(Closed) Must read for anyone thinking about getting pregnant!

posted 5 years ago in Pregnancy
Post # 3
2894 posts
Sugar bee

@Daisyb:  Thanks for sharing. It was a good read.

There was one thing I didn’t agree with though: Your two biggest expenses will likely be diapers and milk, if you’re bottle-feeding. Given that there are so many households where both parents need to work, that statement is really not true anymore. I know for us, being financially ready means having the extra income to essentially afford the equivalent of a 2nd mortgage because we cannot afford to be on one income (and for career reasons will choose not to be on one) and because day care in our area is literally more than what our current mortgage is.

Yeah, a baby by itself isn’t expensive. But the day care to take care of the rugrat while you work to pay bills is and not everyone can afford 2 mortgages. Though that cost is largely based on your geographic placement.

Post # 4
2076 posts
Buzzing bee
  • Wedding: July 2012

Great article, thanks for sharing!!!

Post # 5
4574 posts
Honey bee
  • Wedding: April 2012

Very interesting…tx!

Post # 6
94 posts
Worker bee
  • Wedding: August 2013

@Daisyb:  Thank you it was a very interesting read!

Post # 7
8487 posts
Bumble Beekeeper
  • Wedding: April 2014

Thanks for sharing. I’m gonna make my fiance read it. XD

Post # 8
2227 posts
Buzzing bee
  • Wedding: January 2012

I guess it’s just me but I thought a lot of these points are kind of self-evident… Granted, I do have a home in the suburbs, little debt (other than the mortgage) & a very supportive family but I can’t help but think even if this wasn’t the case, it wouldn’t change much about how I feel.

Post # 9
1612 posts
Bumble bee
  • Wedding: June 2012

I agree with a lot of this, but daycare is a huge concern for us as well.  As a teacher, the more credit hours I get, the higher my pay, so I am very focused on getting my MA +15 before I have a baby because that pay increase would cover the cost of daycare.  I think that is the most scary part!

Post # 10
1583 posts
Bumble bee

@claireos:  have you though about getting together with another 1 child family and hiring a nanny? I have a friend who did it and saved hundreds


Also in general cloth diapers save thousands over the life of your child/children

Post # 11
1351 posts
Bumble bee
  • Wedding: March 2012

@claireos:  Totally agree. Great, but standard daycare for 5days a week will cost us about $1500 a month in addition to housing costs whether renting or as a homeowner! I have law school loans, which is another mortgage payment, and cannot afford not to work. Plus, it’s my career, and don’t feel I should HAVE to be a stay-at-home mom (not that anyone is saying I should be), so we will both work.

Post # 12
4275 posts
Honey bee
  • Wedding: April 2012

My baby dosn’t just “sleep in her carrier” and I would much rather find a sitter so husband and I can go out to eat but okay…

I agree about the daycare…. Formula can get very expensive (breastfeeding can help with that) and you will go through a ton of diapers and wipes.  But the price of daycare is just insane. I am staying home because of it, which is fine for our situation (He makes way more then I do), but it is something to consider based on your financial situation.


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