My GF is horrible with money! (UPDATE)

posted 2 years ago in Money
Post # 2
Member
866 posts
Busy bee
  • Wedding: September 2015

It’s kind of you to help her with all of this, I hope she eventually grows up and learns how to manage better on her own so you don’t grow to resent having to babysit her. Also make sure you are both investing in your 401k’s!!

Post # 4
Member
3693 posts
Sugar bee
  • Wedding: August 2013

If the two of you are not married and/or engaged, still in college, and working part-time jobs, maybe you shouldn’t be merging your finances, especially since your girlfriend sounds incredibly immature and can’t be responsible for her own money.

Post # 6
Member
339 posts
Helper bee

I have always been good with money, but I find Dave Ramsey’s talk radio to be very interesting.  She might actually learn something from listening/reading up on what he has to say.

Post # 8
Member
423 posts
Helper bee
  • Wedding: September 2016 - Our Castle

uncltredpearl:  You are a good man! Not everyone is good with money, to some it is natural and others it isnt. And as per your above statement “no one wants to admit that they can’t afford to feed themselves” it is 100% true!<br />

Situational Debit and financial trouble are very common as i am one! I was kicked out of home when i was 15, then out of my sisters at 18.. I was living out of home, couldnt study due to the need to work two jobs to pay rent and food.. Sometimes it wasnt enough, I would live on canned soup and beans or tuna for weeks. Pasta and rice were cheap.. At one stage i had to get a credit card to bail myself out! I was renting a house and one flatmate left leaving me with twice the amount of rent! I had to pay bond for the new place, cleaning for the old etc and didnt earn enought to pay it back quickly so it just kept growing!.

 

My FI knows of past struggles and how i maintained a skilled dance on the surface with family knowing how much i worked and no idea of my debt (I refused to let them know because of how embarrasing it was!) i was expected to be able to give good gifts at xmas to my nieces etc.. and inside i was drowning in my pride of not wanting to show how i have failed!. But FI has helped me rain it and and say i have no money! i need to pay off my debts! and im almost there.. the Credit Cards are cleared, Personal loan on the way out and all because he loves me and cares about me enough to help me through troubled times..

I cant believe how ppl can judge without knowing the whole situation.. and arnt wedding vows usually “for richer or poorer”?..

Good on you for supporting her and working towards a better future for you both!..

Post # 9
Member
339 posts
Helper bee

“Horrible with money” implies an inability to manage it. She just doesn’t have any.

How long before you guys move in together? That is going to relieve a huge financial strain.

Post # 12
Member
9533 posts
Buzzing Beekeeper
  • Wedding: August 2013

uncltredpearl:  Sounds like a solid plan. Look for a cheap rental. We rent quite cheaply and ut makes life so much easier!

Post # 13
Member
423 posts
Helper bee
  • Wedding: September 2016 - Our Castle

uncltredpearl:  Sorry for the, but it still stands.. well done on talking to, understanding and assisting you GF!

Post # 14
Member
339 posts
Helper bee

Yeah, I agree with JenGirl.  We live further away from work than we would like, but our rent and utilities equal what we would have paid elsewhere for just rent.

I would also suggest she rent a room until that time.  I lived on very little for a year or two, and renting a room was the best thing I ever did.  No utilities, cheap “rent”, every once in a while I got some free food out of it, lol.

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